Bitcoin-collateralized lending service offering competitive rates for BTC holders who want liquidity without selling. Features no credit checks, segregated cold storage for collateral, and flexible repayment terms.
Interest Rates
APR Range7.25% +
Origination Fee1.5%
Loan Details
Minimum Loan$5,000
Maximum LoanNegotiable
Max LTV60%
Example Loan Calculation
Based on a $50,000 loan at 7.25% APR over 24 months
$2,244
Monthly Payment
$53,863
Total Payment
$3,863
Total Interest
Customer Reviews
1 review
Anonymous
Fast and Easy Crypto-backed Loans with Arch Lending
I’ve used Ait a few times for quick crypto-backed loans, and it’s been a great experience. The process is fast, and the terms are clear. Interest rates are competitive, but I wish they offered more flexible repayment options. Overall, a solid choice for liquidity.
1/17/2026Frequently Asked Questions About Arch Lending
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: April 2026