About Arch Lending
Bitcoin-collateralized lending service offering competitive rates for BTC holders who want liquidity without selling. Features no credit checks, segregated cold storage for collateral, and flexible repayment terms.
Loan Terms & Rates
Loan Details
| Origination Fee | 1.5% |
| Maximum Loan | Negotiable |
| Rehypothecation | No |
| Repayment Terms | Interest Only, Principal + Interest |
| Custodian | Anchorage |
| KYC Required | Yes |
Risk Analysis
Risk Score: 7.1/10. Strengths: no rehypothecation, conservative LTV. Key risks: limited audit transparency.
Low risk: Uses Anchorage custody solution with strong security practices
Low risk: No rehypothecation of collateral
Conservative: Max LTV of 60% provides strong collateral buffer
Limited: No public proof of reserves or audit information
Unclear: Regulatory status and licenses not well documented
Custodian insured: Client assets protected through custodian's insurance policy
Excellent: Clear terms, fees, and policies publicly available
Loan Calculator Example
Example: $50,000 loan at 7.25% APR over 24 months
Customer Reviews
Fast and Easy Crypto-backed Loans with Arch Lending I’ve used Ait a few times for quick crypto-backed loans, and it’s been a great experience. The process is fast, and the terms are clear. Interest rates are competitive, but I wish they offered more flexible repayment options. Overall, a solid choice for liquidity.
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