Best Bitcoin debit & credit cards 2026 — spend BTC anywhere, earn up to 8% cashback in crypto. Compare rewards, fees, limits & perks side-by-side.
Last Updated: 2026-02-25
Compare Bitcoin debit cards and crypto cards that let you spend your cryptocurrency anywhere. Find cards with Bitcoin rewards, low fees, and instant conversion. Don't have Bitcoin yet? Buy it on cryptocurrency exchanges or invest through Bitcoin ETFs.
Looking to store Bitcoin? Explore custody solutions or read our educational guides.
Compare other Bitcoin services: Bitcoin Lenders | Bitcoin Exchanges | Bitcoin Custody | Bitcoin ETFs
| Card | Details | Rewards |
|---|---|---|
| Bold Virtual Visa Debit Card is a Bitcoin debit card... | New users receive $25 in bitcoin after purchasing $100 or more. Fees that are paid on your first $10,000 in buys are automatically sent to your rewards page. For every new user you refer that signs up and funds their account, you receive $5 worth of bitcoin. | |
| CL Card is a Bitcoin debit card... | Earn 1% cashback in BTC, USDT or 2% in BXX with more crypto cashback to come. | |
| Coinbase One Card is a Bitcoin debit card... | Earn up to 4% bitcoin back on every purchase. | |
| Fold Credit Card is a Bitcoin debit card... | 2% Bitcoin rewards instantly + up to 1.5% when paid off via Fold Checking. | |
| Gemini Credit Card is a Bitcoin debit card... | 4% back on gas, EV charging, transit, taxis & rideshare. 3% back on dining. 2% back on groceries. 1% back on everything else. | |
| The Fold Card is a Bitcoin debit card... | Rewards based rotating categories and merchants. Fold+ members earn a guaranteed 0.5% back on Visa Signature transactions. | |
| Venmo Credit Card is a Bitcoin debit card... | 3% cash back on your top spend category, 2% on the next, and 1% on all other eligible purchases. |
Showing 7 bitcoin cards
Learn more about Bitcoin debit cards with our curated educational content.
Bitcoin rewards cards settle purchases in U.S. dollars on the Visa/Mastercard rails just like a normal cash-back card. The difference is what happens to the rebate: instead of statement credits or points, the card automatically uses that rebate to buy bitcoin (or another crypto) at the market rate and drops it into an account the issuer controls for you. Your APRs, payment due dates and dispute rights stay the same; only the reward currency changes. Bitcoin-backed cards extend you a line of credit to spend against your bitcoin held as collateral. The CL card by Ledger is a good example of this.
Some issuers hold rewards with regulated custodians or in cold-storage wallets; others rely on exchange partners. Ask about custody partner, insurance, and proof-of-reserves.
Look at reward rate, fees, withdrawal options, custody terms, sign-up bonus, and any regional restrictions. Be sure to do your due diligence on the custodian where your Bitcoin will be stored by checking out our Custodians page linked at the top of the page.
Many issuers let you withdraw to any BTC address; others keep it on their platform. Look for a card that supports free, on-chain withdrawals if you prefer self-custody.
Anywhere the underlying network (Visa, Mastercard, etc.) is accepted. Spending BTC directly at checkout usually isn’t required; purchases settle in dollars.