Venmo Credit Card
Credit
Established 2009
Issued by Synchrony Bank
Visa network
Rewards
Bitcoin Back3%
Rewards3% cash back on your top spend category, 2% on the next, and 1% on all other eligible purchases.
Card Details
Annual Fee$0
NetworkVisa
Issuing BankSynchrony Bank
Card TypeCredit
Requirements
KYC RequiredYes
Bitcoin OnlyNo
Frequently Asked Questions About Venmo Credit Card
Venmo Credit Card offers 3% Bitcoin back on purchases. 3% cash back on your top spend category, 2% on the next, and 1% on all other eligible purchases. Actual rewards may vary by purchase category and promotional periods.
The annual fee for the Venmo Credit Card card is $0. Compare this against your expected Bitcoin back earnings to determine if the card is cost-effective for your spending habits.
Venmo Credit Card requires identity verification (KYC) to comply with financial regulations. You will need to provide government-issued ID and other personal information during signup.
Venmo Credit Card is a credit card on the Visa network. It extends a line of credit and rewards spending with Bitcoin back.
Venmo Credit Card rewards in Bitcoin but may support other assets or currencies. Review the full terms on their website for details.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin card products using data on rewards rates, fees, KYC requirements, and issuer reputation. We independently verify card terms and maintain up-to-date information to help you find the best Bitcoin rewards card.
Last verified: August 2026