Best Bitcoin Custody 2026: Compare Security, Fees & Insurance
Compare top Bitcoin custody providers including Coinbase Custody, BitGo, Fidelity Digital Assets, and Gemini. See security features, fees, insurance coverage, and regulatory compliance.
Last Updated: 2026-02-25
Bitcoin Custody Solutions
Compare Bitcoin custody providers offering secure storage solutions for individuals and institutions. Find crypto custody services with insurance, multi-signature security, and regulatory compliance. Many custody providers also offer lending services to help you earn yield on your holdings.
Types of Bitcoin Custody
- Institutional Custody - Regulated custody for funds, family offices, and corporations
- Qualified Custody - SEC/FINRA compliant custody for RIAs and broker-dealers
- Self-Custody Solutions - Hardware wallets and multisig for individuals
- Collaborative Custody - Hybrid solutions combining self-custody with support
Planning for the long term? Explore Bitcoin inheritance solutions to ensure your holdings can be passed to beneficiaries.
Compare other Bitcoin services: Bitcoin Lenders | Bitcoin Exchanges | Bitcoin Debit Cards | Bitcoin ETFs
| Provider | Type | Insurance | Cold Storage | Jurisdiction |
|---|---|---|---|---|
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | Switzerland | |
| Hosted Custody | — | — | United States | |
| Collaborative Custody,Self Custody | — | — | United States | |
| Hosted Custody | — | — | United States | |
| Self Custody | — | — | United States | |
| Hosted Custody | — | — | Switzerland | |
| Hosted Custody | — | — | Singapore | |
| Self Custody | — | — | Singapore | |
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | Hong Kong | |
| Hosted Custody | — | — | Hong Kong | |
| Hosted Custody | — | — | Jersey | |
| Hosted Custody | — | — | United States | |
| Self Custody | — | — | United States | |
|
Nunchuk
₿ Only
|
Self Custody | — | — | Vietnam |
|
Onramp Bitcoin
₿ Only
|
Collaborative Custody | — | — | United States |
| Self Custody | — | — | — | |
|
River
₿ Only
|
Hosted Custody | — | — | United States |
| Hosted Custody | — | — | United States | |
| Hosted Custody | — | — | Canada | |
|
Theya
₿ Only
|
Self Custody,Collaborative Custody | — | — | United States |
|
Unchained
₿ Only
|
Multi-Institution Custody,Collaborative Custody | — | — | United States |
Showing 26 custody providers
Custody Articles, Guides & Videos
Learn more about Bitcoin custody with our curated educational content.
Frequently Asked Questions
What is multi-institution or “qualified” custody?
Several regulated institutions each hold key shards, adding geographic and legal separation plus SOC/SOX-level audit trails—often required for funds and ETFs.
What To Know With Bitcoin & Custody?
Custody in a Bitcoin Context: Custody refers to the secure storage and management of Bitcoin (or its private keys) on behalf of an owner, ensuring safety and control over access. Private Key Control: A custodian holds the private keys to Bitcoin wallets, enabling them to manage, transfer, or safeguard the assets. In contrast, non-custodial solutions allow users to retain control. Security and Protection: Custodians implement robust security measures, including cold storage, multi-signature wallets, and insurance, to safeguard Bitcoin against hacks, theft, or loss. Regulatory Compliance: Custodial services often comply with regulations (e.g., FinCEN MSB, SEC rules) to ensure adherence to AML/KYC requirements and proper asset segregation for user protection. Institutional Use: Custodians play a crucial role for institutional investors, facilitating the integration of Bitcoin into portfolios by providing trusted, regulated storage solutions.
What is collaborative or multi-sig custody?
Your keys are split among two or more parties (e.g., you + a service). Moving coins needs multiple signatures, giving redundancy without full control to any single party.
What is self-custody?
You hold your own keys in a hardware wallet, mobile wallet, or other tool—only you can move the coins.
What does “Not Your Keys, Not Your Coins” mean?
If you don’t control the private keys, you don’t ultimately control the bitcoin. Self-custody keeps you in charge; custodial solutions require trust in the provider. The phrase "Not your keys, not your coins" gained prominence throughout Bitcoin's history as seemingly secure and regulated exchanges/custodians/wallets such at Mt. Gox, Celsius, and FTX all failed in their fiduciary duty to protect customer funds.
What custody fees will I pay?
Expect an annual or assets-under-custody (AUC) fee plus network fees for withdrawals; some charge onboarding or emergency-access fees. Compare total cost with self-custody hardware and insurance you’d need on your own.
What licenses or audits should I look for?
OCC Interpretive Letters (U.S.), BitLicense (NY), MiCA (EU) approvals, SOC 1 or SOC 2 audit reports, and proof-of-reserves certificates all signal higher standards.
How do I know a custodian is regulated?
Check for a U.S. OCC national trust bank charter, state trust charter (e.g., Wyoming SPDI), or comparable licenses abroad (EU MiCA crypto-asset service provider authorisation).