Best Bitcoin Custody Services 2026: Compare Security & Features

Compare Bitcoin custody solutions: institutional-grade security, insurance, fees & features. Discover the safest custodians for your BTC in 2026.

Last Updated: 2026-05-16

Bitcoin Custody Solutions

Compare Bitcoin custody providers offering secure storage solutions for individuals and institutions. Find crypto custody services with insurance, multi-signature security, and regulatory compliance. Many custody providers also offer lending services to help you earn yield on your holdings.

Types of Bitcoin Custody

Planning for the long term? Explore Bitcoin inheritance solutions to ensure your holdings can be passed to beneficiaries.

Compare other Bitcoin services: Bitcoin Lenders | Bitcoin Exchanges | Bitcoin Debit Cards | Bitcoin ETFs

ProviderTypeInsuranceCold StorageJurisdiction
Anchorage Digital
Hosted Custody Lloyd's of London comprehensive policy 95%+ cold storage United States (OCC-chartered federal bank)
Bitcoin Suisse AG
Hosted Custody Comprehensive insurance via Swiss and global insurers 98% cold storage Switzerland (FINMA-supervised)
BitGo
Hosted Custody $250M insurance policy via Lloyd's of London 95%+ cold storage United States (South Dakota Trust, OCC-regulated)
Casa
Collaborative Custody,Self Custody No custodial insurance (self-custody model) 100% cold storage (user-controlled keys) United States
Coinbase
Hosted Custody $320M insurance policy, FDIC on USD balances 98% cold storage United States (NYDFS-regulated)
Copper
Hosted Custody Comprehensive insurance coverage 100% offline via ClearLoop Switzerland (registered), UK operations
Crypto.com
Hosted Custody $750M insurance coverage via Lloyd's of London 100% cold storage for custody assets Singapore (MAS-licensed)
Fidelity Digital
Hosted Custody Comprehensive insurance through Fidelity's insurance program 100% cold storage United States (NYDFS-chartered)
Fireblocks
Hosted Custody Up to $30M per-client coverage Configurable (hot/warm/cold) United States, Israel
Gemini
Hosted Custody $200M+ insurance pool via Nakamoto Ltd (captive insurer) 95%+ cold storage United States (NYDFS-regulated)
HashKey
Hosted Custody Comprehensive insurance coverage 98% cold storage Hong Kong (SFC-licensed)
Hex Trust
Hosted Custody Comprehensive insurance coverage 95%+ cold storage Hong Kong, Singapore, Dubai, Italy
Komainu
Hosted Custody Comprehensive institutional insurance 100% cold storage Jersey (JFSC-regulated), Dubai (VARA)
Kraken
Hosted Custody Industry-leading security reserves, proof of reserves published 95%+ cold storage United States (state-licensed)
Nunchuk ₿ Only
Self Custody No custodial insurance (self-custody) 100% cold storage (user-controlled) Global (non-custodial, no jurisdiction requirement)
Onramp Bitcoin ₿ Only
Collaborative Custody Multi-institution model eliminates single-custodian risk 100% cold storage (multi-institution) United States
River ₿ Only
Hosted Custody Full reserve, no rehypothecation, proof of reserves 100% cold storage for custody United States (FinCEN MSB, state-licensed)
sFOX
Hosted Custody Insurance coverage through institutional partners 95%+ cold storage United States (FinCEN MSB)
Tetra Trust
Hosted Custody Comprehensive custody insurance 95%+ cold storage Canada (Alberta Securities Commission)
Theya ₿ Only
Self Custody,Collaborative Custody No 100% cold storage (user-controlled keys) United States
Unchained ₿ Only
Multi-Institution Custody,Collaborative Custody Collaborative model — no single custodian risk 100% cold storage (user-controlled keys) United States (FinCEN MSB)

Showing 21 custody providers

Custody Articles, Guides & Videos

Learn more about Bitcoin custody with our curated educational content.

📄 Article

Morgan Stanley Just Launched the Cheapest Bitcoin ETF. That's Not the Real Story.

Morgan Stanley launched the cheapest spot Bitcoin ETF at 0.14%. It pulled $100M in week one. But the real story is 16,000 advisors managing $6.2 trill...

6 min read Read More →
📄 Article

Bitcoin for Corporations Returns to Bitcoin 2026. The Corporate Treasury Playbook Gets Its Own Stage.

Bitcoin for Corporations returns to Bitcoin 2026 on April 27. Around 200 public companies now hold BTC on their balance sheets. BFC is where the corpo...

5 min read Read More →
📄 Article

Arch Lending Is Building the Post-Celsius Playbook for Crypto-Backed Loans

Galaxy-backed CLO on Avalanche. $200M capacity. No rehypothecation. Federally chartered custody. Inside Arch Lending's rebuild of crypto-backed credit...

7 min read Read More →
Francis Pouliot Introduces Bull Bitcoin’s New Wallet Backup Technology
🎬 Video

Francis Pouliot Introduces Bull Bitcoin’s New Wallet Backup Technology

How to onboard new entrants to Bitcoin in self-custody? Francis Pouliot explains RecoverBull, the n...

Watch Now →

Frequently Asked Questions

What To Know With Bitcoin & Custody?

Custody in a Bitcoin Context: Custody refers to the secure storage and management of Bitcoin (or its private keys) on behalf of an owner, ensuring safety and control over access. Private Key Control: A custodian holds the private keys to Bitcoin wallets, enabling them to manage, transfer, or safeguard the assets. In contrast, non-custodial solutions allow users to retain control. Security and Protection: Custodians implement robust security measures, including cold storage, multi-signature wallets, and insurance, to safeguard Bitcoin against hacks, theft, or loss. Regulatory Compliance: Custodial services often comply with regulations (e.g., FinCEN MSB, SEC rules) to ensure adherence to AML/KYC requirements and proper asset segregation for user protection. Institutional Use: Custodians play a crucial role for institutional investors, facilitating the integration of Bitcoin into portfolios by providing trusted, regulated storage solutions.

What does “Not Your Keys, Not Your Coins” mean?

If you don’t control the private keys, you don’t ultimately control the bitcoin. Self-custody keeps you in charge; custodial solutions require trust in the provider. The phrase "Not your keys, not your coins" gained prominence throughout Bitcoin's history as seemingly secure and regulated exchanges/custodians/wallets such at Mt. Gox, Celsius, and FTX all failed in their fiduciary duty to protect customer funds.

What is self-custody?

You hold your own keys in a hardware wallet, mobile wallet, or other tool—only you can move the coins.

What is collaborative or multi-sig custody?

Your keys are split among two or more parties (e.g., you + a service). Moving coins needs multiple signatures, giving redundancy without full control to any single party.

What is multi-institution or “qualified” custody?

Several regulated institutions each hold key shards, adding geographic and legal separation plus SOC/SOX-level audit trails—often required for funds and ETFs.

How do I know a custodian is regulated?

Check for a U.S. OCC national trust bank charter, state trust charter (e.g., Wyoming SPDI), or comparable licenses abroad (EU MiCA crypto-asset service provider authorisation).

What licenses or audits should I look for?

OCC Interpretive Letters (U.S.), BitLicense (NY), MiCA (EU) approvals, SOC 1 or SOC 2 audit reports, and proof-of-reserves certificates all signal higher standards.

What custody fees will I pay?

Expect an annual or assets-under-custody (AUC) fee plus network fees for withdrawals; some charge onboarding or emergency-access fees. Compare total cost with self-custody hardware and insurance you’d need on your own.