Anchorage Digital
Qualified Custodian
Established Est. 2017
United States
21Rates Quality Score: 8.2/10
Anchorage Digital, founded 2017 in San Francisco, is the first and only federally chartered U.S. digital asset bank (OCC-regulated). Provides institutional custody, trading, staking, governance, and financing services with the highest regulatory and consumer protections.
Custody Model
ModelHosted Custody
LicensesOCC Federal Charter (first crypto-native), BSA/AML compliant, SOC 2 Type II
RegulatoryFederal banking regulations, BSA/AML, OFAC
JurisdictionUnited States (OCC-chartered federal bank)
Fees & Minimums
Fee StructureCustom enterprise pricing based on AUM. Custody, trading, and staking fees quoted individually. Minimum $500K AUM.
Min Balance$500,000
WithdrawalsCustom per-client limits
Security
Cold Storage95%+ cold storage
InsuranceLloyd's of London comprehensive policy
Proof of Reserves No
Asset SegregationYes
Multi-Sig Supported
AuditsAnnual SOC audits
Features
API Access Available
Mobile App Yes
Hardware Wallet Not supported
Institutional Available
Integrated Trading Yes
AssetsBTC, ETH, SOL, AVAX, DOT, MATIC, 40+ digital assets
Frequently Asked Questions About Anchorage Digital
Anchorage Digital is a qualified custodian, meaning it is a regulated financial institution authorised to hold client assets. This is important for institutional investors who are legally required to use a qualified custodian under regulations such as the SEC Custody Rule.
Anchorage Digital carries the following insurance coverage: Lloyd's of London comprehensive policy. Always confirm specific coverage terms, limits, and exclusions directly with Anchorage Digital before depositing assets.
Anchorage Digital stores 95%+ cold storage of assets in cold storage (offline). Cold storage protects against remote hacking by keeping private keys disconnected from the internet.
Anchorage Digital's fee structure: Custom enterprise pricing based on AUM. Custody, trading, and staking fees quoted individually. Minimum $500K AUM.. Custody fees are typically charged as an annual basis-point fee on assets under custody or a flat monthly fee.
The minimum balance requirement at Anchorage Digital is $500,000. This may vary based on account type and service tier.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyses Bitcoin custody providers using proprietary quality scoring, regulatory research, and user reviews. We independently verify custody terms and maintain up-to-date information to help you make informed decisions.
Last verified: August 2026