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River

Hosted Custody Bitcoin Only United States Est. 2019
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About River

River Financial (est. 2019, San Francisco) is a Bitcoin-only financial services company offering hosted custody, brokerage, and education with NYDFS license, SOC 2 compliance, and multisig security.

River Custody Overview

Custody Type
Hosted Custody
Insurance
Bitcoin - No
Pricing
Contact for pricing
Licenses
FinCEN Registered,NYDFS License,Money Services Business(MSB)
Wallet Type
Multisig

Custody Features

✗ No Qualified Custodian
✓ Yes Insurance Coverage
✓ Yes Asset Segregation
✓ Yes Proof of Reserves
✗ No MultiSig Support
✗ No API Access
✓ Yes Mobile App
✗ No Hardware Wallet Support
✓ Yes Institutional Services
✗ No Staking Services
✓ Yes Bitcoin Only

Security & Storage

Insurance CoverageBitcoin - No
Qualified Custodian✗ No
Asset Segregation✓ Yes
Proof of Reserves✓ Yes
MultiSig Support✗ No

Compliance & Regulation

LicensesFinCEN Registered,NYDFS License,Money Services Business(MSB)
KYC Required✓ Yes
Regulatory ComplianceSOC 1 Type II,SOC 2 Type II

Services & Features

Custody ModelHosted Custody
JurisdictionUnited States
Fees & PricingPricing Varies By Solution,Tiered Pricing Model
Founded2019
Customer ServiceEmail, Phone

Technical Features

✗ No API Access
✓ Yes Mobile App
✗ No Hardware Wallet
✓ Yes Institutional

Customer Reviews

★★★★☆ 2/25/2026

The wallet it is one of the many wallets on the market but this is self-custody that allows you to do DCA and has an intuitive and very pleasant interface to explore

★★★★★ 1/23/2026

Simple, Secure, Bitcoin-First Custody River’s custody service is exactly what I look for as a Bitcoiner: simple, transparent, and security-focused. The interface is clean, the setup process is smooth, and everything feels intentionally designed around Bitcoin not distractions or gimmicks. I appreciate their strong emphasis on security, clear communication, and Bitcoin-only approach. Fees are straightforward, and I never feel pushed into unnecessary features. It’s a calm, confidence-inspiring experience compared to most financial platforms. If you want reliable Bitcoin custody from a company that clearly understands Bitcoin culture and long-term thinking, River delivers.

★★★★☆ 1/17/2026

Secure Bitcoin Custody River provides Bitcoin custody services with a strong focus on security and long-term asset protection.

★★★☆☆ 1/17/2026

Reliable and Secure Crypto Custody with River I’ve been using River's custody service for my Bitcoin, and it’s been great. The platform is easy to navigate, and the security features, like multi-sig, give me peace of mind. Customer support is responsive too, though fees are on the higher side. Worth it for long-term storage.

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