Onramp Bitcoin
Bitcoin Only
Qualified Custodian
Established Est. 2022
United States
21Rates Quality Score: 8.0/10
Onramp provides Multi-Institution Custody (MIC) for Bitcoin, eliminating single points of failure via key distribution across regulated custodians with full insurance and integrated trading.
Custody Model
ModelCollaborative Custody
LicensesPartners hold all required licenses
RegulatoryVia regulated custodian partners
JurisdictionUnited States
Fees & Minimums
Fee Structure0.25-0.40% annual custody fee. Bitcoin-only multi-institution custody. No minimum balance requirement.
WithdrawalsBased on custody configuration
Security
Cold Storage100% cold storage (multi-institution)
InsuranceMulti-institution model eliminates single-custodian risk
Proof of Reserves Yes
Asset SegregationYes
Multi-Sig Supported
AuditsRegular partner audits
Features
API Access Available
Mobile App No
Hardware Wallet Not supported
Institutional Available
Integrated Trading Yes
AssetsBTC only
Frequently Asked Questions About Onramp Bitcoin
Onramp Bitcoin is a qualified custodian, meaning it is a regulated financial institution authorised to hold client assets. This is important for institutional investors who are legally required to use a qualified custodian under regulations such as the SEC Custody Rule.
Onramp Bitcoin carries the following insurance coverage: Multi-institution model eliminates single-custodian risk. Always confirm specific coverage terms, limits, and exclusions directly with Onramp Bitcoin before depositing assets.
Onramp Bitcoin stores 100% cold storage (multi-institution) of assets in cold storage (offline). Cold storage protects against remote hacking by keeping private keys disconnected from the internet.
Onramp Bitcoin's fee structure: 0.25-0.40% annual custody fee. Bitcoin-only multi-institution custody. No minimum balance requirement.. Custody fees are typically charged as an annual basis-point fee on assets under custody or a flat monthly fee.
Onramp Bitcoin does not publicly list a minimum balance. Contact them directly for requirements based on your institution type and asset size.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyses Bitcoin custody providers using proprietary quality scoring, regulatory research, and user reviews. We independently verify custody terms and maintain up-to-date information to help you make informed decisions.
Last verified: August 2026