Onramp Bitcoin
Bitcoin Only
Qualified Custodian
Established Est. 2022
United States
21Rates Quality Score: 80.0/10
Onramp provides Multi-Institution Custody (MIC) for Bitcoin, eliminating single points of failure via key distribution across regulated custodians with full insurance and integrated trading.
Custody Model
ModelCollaborative Custody
LicensesPartners hold all required licenses
RegulatoryVia regulated custodian partners
JurisdictionUnited States
Fees & Minimums
Fee Structure0.25-0.40% annual custody fee. Bitcoin-only multi-institution custody. No minimum balance requirement.
WithdrawalsBased on custody configuration
Security
Cold Storage100% cold storage (multi-institution)
InsuranceMulti-institution model eliminates single-custodian risk
Proof of Reservestrue
Asset SegregationYes
Multi-Sig Supported
AuditsRegular partner audits
Features
API Access Available
Mobile App No
Hardware Wallet Not supported
Institutional Available
Integrated Trading Yes
AssetsBTC only
Frequently Asked Questions About Onramp Bitcoin
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyses Bitcoin custody providers using proprietary quality scoring, regulatory research, and user reviews. We independently verify custody terms and maintain up-to-date information to help you make informed decisions.
Last verified: July 2026