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Onramp

Est. 2022·
🇺🇸
United States
·₿ Bitcoin-only
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custodylendinginheritance
Last verified Oct 10, 2026
Founded
2022
src: Onramp Bitcoin — About
Company Type
Private
src: 21Rates
Custody Model
Multi-Institution Custody: 2-of-3 multisig across three independent institutional custodians
src: Onramp Bitcoin — Multi-Institution Custody
Insurance
Custody insurance via Canopius (Lloyd's of London syndicate): up to $50M aggregate across custody operations
src: Onramp — Home · as of Oct 09
Custodian
Key holders: Onramp, BitGo Trust and CoinCover (2-of-3); Tetra Trust added as a key partner
src: Onramp — About · as of Oct 09

▣About Onramp

Onramp is a Bitcoin financial platform built around Multi-Institution Custody, using a 2-of-3 multisig model with keys distributed across Onramp, BitGo, and Coincover to reduce single-custodian risk while preserving client ownership and on-chain verifiability. Its platform combines custody, Bitcoin trading, bitcoin-backed loans, cash management, IRA support, inheritance planning, and institutional/treasury services for long-term holders, families, businesses, RIAs, family offices, and institutions.

◉Leadership

Michael Tanguma
Founder & CEO
in ↗
Nick DeLozier
Chief Operating Officer
in ↗
Brian Cubellis
Chief Strategy Officer
in ↗
Glenn Cameron
Global Head, Onramp Institutional
in ↗
Mitch Kochman
Chief Revenue Officer

⊞Services

As of May 01, 2026 · Source

Bitcoin-only multi-institution custody. Eliminates single points of failure with distributed key management.

InsuranceMulti-institution model eliminates single-custodian risk
Proof of ReservesYes
Qualified CustodianYes

As of May 29, 2026 · Source

A US-based Bitcoin-only platform offering multisig collaborative custody for individuals and institutions. Onramp combines the benefits of self-custody with institutional-grade security through a 2-of-3 multisig setup where users always maintain key control.

Maker Fees0.75%
Taker Fees0.75%
KYC RequiredYes
Mobile AppYes
SecurityMultisig collaborative custody (2-of-3), user controls majority of keys, Ledger hardware support

As of May 22, 2026 · Source

Institutional-grade Bitcoin custody with Multi-Institution Custody (MIC) technology. Keys are distributed across multiple regulated institutions so no single party can access funds. Inheritance planning integrates with professional estate planning firms.

PricingContact For Pricing

Onramp Bitcoin provides Bitcoin-only financial services centered on its proprietary Multi-Institution Custody model, a 2-of-3 multisig structure across three independent qualified custodians. Services include self-directed custody, Bitcoin IRAs, Bitcoin-backed loans, inheritance planning, and trading.

★Recent Reviews

No reviews yet.

Company Details

Year formed2022
HQ countryUnited States
Founded inAustin, TX
Bitcoin onlyYes

Data Provenance

✓Facts verified by 21Rates research · Oct 10, 2026
✓1 sources cited on this page
21rates.com/companies/855/onramp-bitcoin · structured data: Organization · Person ×5 · VideoObject ×2

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