21Rates
Onramp Bitcoin logo

Onramp Bitcoin

Bitcoin Only
Featured
Inheritance Solution
Established Est. 2022
United States
Inheritance Score: 90/100
Institutional-grade Bitcoin custody with Multi-Institution Custody (MIC) technology. Keys are distributed across multiple regulated institutions so no single party can access funds. Inheritance planning integrates with professional estate planning firms.

Core Features

Multisig Support Yes
Timelocks Not supported
Guardian Services Not available
Bitcoin Only Yes

Fees & Pricing

Fee StructureContact For Pricing

Security

2-of-3 multi-institution multisig with keys held at separate qualified custodians. No single institution can move funds. Geographic distribution across jurisdictions. Quarterly key verification audits.

Process

Deceased Verification

Estate attorney-coordinated process. Requires death certificate, letters testamentary from probate court, and beneficiary identification. Onramp coordinates with all key-holding institutions simultaneously.

Distribution Methods

Coordinated multi-institution key release to verified beneficiary. Onramp manages the signing ceremony across custodians. Funds sent to beneficiary wallet. Full white-glove transition assistance.

Legal & Compliance

US-registered, state-licensed money transmitter. All custodial partners are independently regulated. Integrates with trust and estate legal structures. Supports LLC, trust, and corporate custody.

Customer Support

Dedicated relationship manager for every client. Phone, email, and video call support. Quarterly portfolio reviews. Direct access to custody operations team.

Leadership

MT
Michael Tanguma
CEO
LinkedIn

Frequently Asked Questions About Onramp Bitcoin

Onramp Bitcoin offers Inheritance Solution services with multisig wallet support. Institutional-grade Bitcoin custody with Multi-Institution Custody (MIC) technology. Keys are distributed across multiple regulated institutions so no single party can access funds. Inheritance planning integrates with professional estate planning firms.

Onramp Bitcoin's pricing: Contact For Pricing. Confirm current pricing directly with Onramp Bitcoin as fees may vary based on your estate size and service tier.

Yes, Onramp Bitcoin supports multisig (multi-signature) arrangements, which require multiple private keys to authorize a transaction. This ensures your Bitcoin cannot be moved without your participation during your lifetime, while still allowing heirs to recover funds after your death.

Onramp Bitcoin does not currently list timelock support. They may use alternative mechanisms such as legal instructions or guardian coordination to facilitate inheritance. Contact them for details.

Yes, Onramp Bitcoin is a Bitcoin-only service, meaning they focus exclusively on Bitcoin inheritance and do not handle other cryptocurrencies. This specialisation often means deeper expertise in Bitcoin-native estate planning techniques.

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyses Bitcoin inheritance providers using security scoring, legal compliance research, and user reviews. We independently verify service terms and maintain up-to-date information to help you plan your estate with confidence.

Last verified: August 2026

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