Gemini Credit Card
Credit
Established 2014
Issued by WebBank
Mastercard network
Rewards
Bitcoin Back4%
Rewards4% back on gas, EV charging, transit, taxis & rideshare. 3% back on dining. 2% back on groceries. 1% back on everything else.
BonusesGet $200 in bitcoin when you spend $3,000 in your first 90 days.
Card Details
Annual Fee$0
NetworkMastercard
Issuing BankWebBank
Card TypeCredit
Requirements
KYC RequiredYes
Bitcoin OnlyNo
Frequently Asked Questions About Gemini Credit Card
Gemini Credit Card offers 4% Bitcoin back on purchases. 4% back on gas, EV charging, transit, taxis & rideshare. 3% back on dining. 2% back on groceries. 1% back on everything else. Actual rewards may vary by purchase category and promotional periods.
The annual fee for the Gemini Credit Card card is $0. Compare this against your expected Bitcoin back earnings to determine if the card is cost-effective for your spending habits.
Gemini Credit Card requires identity verification (KYC) to comply with financial regulations. You will need to provide government-issued ID and other personal information during signup.
Gemini Credit Card is a credit card on the Mastercard network. It extends a line of credit and rewards spending with Bitcoin back.
Gemini Credit Card rewards in Bitcoin but may support other assets or currencies. Review the full terms on their website for details.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin card products using data on rewards rates, fees, KYC requirements, and issuer reputation. We independently verify card terms and maintain up-to-date information to help you find the best Bitcoin rewards card.
Last verified: August 2026