Fold Credit Card
Bitcoin Only
Credit
Established 2019
Issued by Sutton Bank
Visa network
Rewards
Bitcoin Back2 - 3.5%
Rewards2% Bitcoin rewards instantly + up to 1.5% when paid off via Fold Checking.
BonusesFold+ members can earn up to $250 in signup bonuses. Members on a free Fold plan can earn up to $100.
Card Details
Annual Fee$0
NetworkVisa
Issuing BankSutton Bank
Card TypeCredit
Requirements
KYC RequiredYes
Bitcoin OnlyYes
Frequently Asked Questions About Fold Credit Card
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin card products using data on rewards rates, fees, KYC requirements, and issuer reputation. We independently verify card terms and maintain up-to-date information to help you find the best Bitcoin rewards card.
Last verified: July 2026