Canadian digital asset financial services company offering Bitcoin-backed loans and savings accounts. Ledn uses a tiered interest rate structure: standard loans start at 11.49% APR, with rates as low as 9.25% for loans above $2 million. Provides proof of reserves, transparent lending practices, and institutional-grade custody.
Interest Rates
APR Range9.25% - 11.49%
Origination FeeNone
Loan Details
Minimum Loan$500
Maximum LoanNegotiable
Max LTV50%
Example Loan Calculation
Based on a $50,000 loan at 9.25% APR over 12 months
Interest-only option
$385
Monthly Payment
$50,000
Payment Due at Maturity
$4,625
Total Interest
Illustrative estimate only. Actual rates, fees, payment schedules, and payoff amounts may vary.
Frequently Asked Questions About Ledn
Ledn offers Bitcoin-backed loans starting at 9.25% APR up to 11.49% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
The minimum loan amount at Ledn is $500. This allows both small and large borrowers to access Bitcoin-backed lending.
Ledn has a risk score of 8.2/10 based on our analysis of custody practices, regulatory compliance, and operational history. Risk Score: 8.2/10. Strengths: no rehypothecation, conservative LTV, Bitcoin-only focus.
Ledn offers a maximum loan-to-value (LTV) ratio of 50%. This means you can borrow up to 50% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
Ledn offers loan terms of 12 months. Interest Only,Principal + Interest
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: July 2026