About Strike
Bitcoin financial services company offering Bitcoin-backed lending alongside its payments platform. Borrow USD against your BTC holdings with no credit check required and keep full exposure to Bitcoin price appreciation.
Loan Terms & Rates
Loan Details
| Origination Fee | None |
| Maximum Loan | Negotiable |
| Rehypothecation | No |
| Repayment Terms | Interest Only, Principal + Interest |
| Custodian | Bitgo |
| KYC Required | Yes |
Risk Analysis
Risk Score: 7.4/10. Strengths: no rehypothecation, conservative LTV, Bitcoin-only focus. Key risks: limited audit transparency.
Low risk: Uses Bitgo custody solution with strong security practices
Low risk: No rehypothecation of collateral
Conservative: Max LTV of 50% provides strong collateral buffer
Limited: No public proof of reserves or audit information
Unclear: Regulatory status and licenses not well documented
Custodian insured: Client assets protected through custodian's insurance policy
Excellent: Clear terms, fees, and policies publicly available
Loan Calculator Example
Example: $50,000 loan at 9.5% APR over 24 months
Customer Reviews
Solid Lending Service for Crypto Needs I’ve used Strike’s lending service a few times and it’s been a smooth experience. The rates are decent, and the process is straightforward. It’s great for quick access to cash without selling my Bitcoin. A little more flexibility on terms would be nice, but overall, it’s reliable.
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