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STRIKE

Bitcoin Only
Established 2018
Bitcoin financial services company offering Bitcoin-backed lending alongside its payments platform. Borrow USD against your BTC holdings with no credit check required and keep full exposure to Bitcoin price appreciation.

Interest Rates

APR Range7.75% +
Origination FeeNone

Loan Details

Minimum Loan$5,000
Maximum LoanNegotiable
Max LTV50%

Example Loan Calculation

Based on a $50,000 loan at 7.75% APR over 24 months
$2,256
Monthly Payment
$54,136
Total Payment
$4,136
Total Interest

Customer Reviews

1 review
Anonymous

Solid Lending Service for Crypto Needs

I’ve used Strike’s lending service a few times and it’s been a smooth experience. The rates are decent, and the process is straightforward. It’s great for quick access to cash without selling my Bitcoin. A little more flexibility on terms would be nice, but overall, it’s reliable.

1/17/2026

Frequently Asked Questions About STRIKE

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.

Last verified: June 2026