Bitcoin financial services company offering Bitcoin-backed lending alongside its payments platform. Borrow USD against your BTC holdings with no credit check required and keep full exposure to Bitcoin price appreciation.
Interest Rates
APR Range7.75% +
Origination FeeNone
Loan Details
Minimum Loan$5,000
Maximum LoanNegotiable
Max LTV50%
Example Loan Calculation
Based on a $50,000 loan at 7.75% APR over 12 months
Interest-only option
$323
Monthly Payment
$50,000
Payment Due at Maturity
$3,875
Total Interest
Illustrative estimate only. Actual rates, fees, payment schedules, and payoff amounts may vary.
Customer Reviews
1 review
Anonymous
Solid Lending Service for Crypto Needs
I’ve used Strike’s lending service a few times and it’s been a smooth experience. The rates are decent, and the process is straightforward. It’s great for quick access to cash without selling my Bitcoin. A little more flexibility on terms would be nice, but overall, it’s reliable.
1/17/2026Frequently Asked Questions About STRIKE
STRIKE offers Bitcoin-backed loans starting at 7.75% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
The minimum loan amount at STRIKE is $5,000. This allows both small and large borrowers to access Bitcoin-backed lending.
STRIKE has a risk score of 7.4/10 based on our analysis of custody practices, regulatory compliance, and operational history. Risk Score: 7.4/10. Strengths: no rehypothecation, conservative LTV, Bitcoin-only focus. Key risks: limited audit transparency.
STRIKE offers a maximum loan-to-value (LTV) ratio of 50%. This means you can borrow up to 50% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
STRIKE offers loan terms of 12 months. Interest Only,Principal + Interest
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: July 2026