1 video covering Debifi, including interviews, analysis, and Bitcoin industry commentary.
Bitcoin Magazine interview about Debifi and its non-custodial P2P Bitcoin-backed lending platform.
Debifi is a non-custodial Bitcoin-backed lending platform that connects borrowers with independent lenders. A borrower's bitcoin collateral is not held by Debifi. It is locked in a multisig escrow that uses a 3-of-4 key setup, and the bitcoin is not rehypothecated. Borrowers can choose from offers made by liquidity providers on the platform. Debifi charges an origination fee that starts at 1.5% for loans up to $300,000 and falls to 1.2% and then 1.0% for larger loans, with an extra charge for longer loan terms. Loans are liquidated if the loan-to-value ratio reaches the liquidation threshold, which is typically 90%, although a lender can set a stricter level.
Last updated: November 4, 2026
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