Surge Credit

About Surge Credit

Surge Credit is a non-custodial Bitcoin credit line. Customers can borrow dollars against BTC while collateral stays in segregated Taproot vaults that can be verified on-chain, rather than commingled in an omnibus wallet. Surge offers competitive loan-to-value ratios, flexible repayment, and dollar liquidity without requiring customers to sell their Bitcoin.

Last updated: July 16, 2026

Company Details

• Website: https://www.surge.credit/
• Founded: Est. 2023
• Headquarters: San Francisco, CA

Explore Bitcoin Services

Compare Surge Credit with other Bitcoin financial services on 21Rates:

• Bitcoin Lenders - Crypto-backed loans
• Bitcoin Custody - Secure storage solutions
• Bitcoin Exchanges - Trading platforms
• Bitcoin ETFs - Investment funds
• All Companies - Full directory