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St. Cloud Financial Credit Union

About St. Cloud Financial Credit Union

St. Cloud Financial Credit Union is a Central Minnesota credit union that offers traditional member banking alongside its CU-Digital Asset Vault. The credit union markets the vault as hybrid self-custody, but it stores the keys to each member's segregated on-chain wallet, so members do not hold their own keys; withdrawals carry a six-hour security hold.

Last updated: October 19, 2026

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