Gemini

Gemini is a New York-based cryptocurrency platform launched in 2015 by Cameron and Tyler Winklevoss. Operated by Gemini Trust Company LLC, it is one of the few U.S. exchanges chartered as a fiduciary under the New York State Department of Financial Services (NYDFS), which requires robust capital-reserve, cybersecurity, and AML/KYC controls. The company also holds SOC 1 Type 2 and SOC 2 Type 2 security certifications, carries digital-asset insurance for hot-wallet balances, and keeps the majority of customer coins in offline cold storage. The exchange offers a beginner-friendly web and mobile interface, a high-performance ActiveTrader terminal, institutional-grade custody, and seamless USD funding via ACH, wire, or debit card. Additional products include Gemini Credit Card (crypto rewards), Gemini Pay for retail spending, and Gemini Staking for select PoS assets. While trading fees on the standard interface are above industry averages, ActiveTrader’s maker-taker schedule is more competitive, and there are no deposit or withdrawal fees for ACH transfers. Together, these features position Gemini as a highly regulated, security-focused option for buying, selling, and storing Bitcoin and other digital assets.