21Rates
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AnchorWatch

Bitcoin Only
Insured Custody
Established Est. 2022
United States
Inheritance Score: 86/100
First Bitcoin custody solution combining insured multisig vaults with institutional-grade inheritance infrastructure. Uses proprietary Trident Vault technology with time-locked recovery and Lloyd's of London insurance policies covering $250K to $100M in holdings.

Core Features

Multisig Support Yes
Timelocks Supported
Guardian Services Not available
Bitcoin Only Yes

Fees & Pricing

FeesInsurance premiums starting at 0.55% of insured holdings annually. Custody setup fee varies. Inheritance planning features included with insured custody accounts.

Security

Miniscript-based programmable spending conditions (timelocks, multisig, inheritance paths). Lloyd's of London underwritten insurance. Keys secured with hardware signing devices. Customizable security policies per UTXO.

Process

Deceased Verification

Timelock-based automatic release after configurable inactivity period. Insurance claim process for covered losses. Requires death certificate for immediate release before timelock expiration.

Distribution Methods

Automatic timelock-based transfer to pre-configured beneficiary keys after inactivity period expires. No third-party intervention needed if timelocks are properly configured. Insurance claim payout as backup.

Legal & Compliance

Lloyd's of London regulated insurance. Miniscript spending policies are cryptographically enforced, not dependent on any company's continued operation. Bitcoin-native legal framework.

Customer Support

Email support and consultation calls. Technical onboarding for Miniscript policy configuration. Documentation and guides for inheritance setup.

Leadership

EA
Erik Aronesty
CEO & Co-founder

Frequently Asked Questions About AnchorWatch

AnchorWatch offers Insured Custody services with multisig wallet support and timelocked transactions. First Bitcoin custody solution combining insured multisig vaults with institutional-grade inheritance infrastructure. Uses proprietary Trident Vault technology with time-locked recovery and Lloyd's of London insurance policies covering $250K to $100M in holdings.

AnchorWatch's pricing: Insurance premiums starting at 0.55% of insured holdings annually. Custody setup fee varies. Inheritance planning features included with insured custody accounts.. Confirm current pricing directly with AnchorWatch as fees may vary based on your estate size and service tier.

Yes, AnchorWatch supports multisig (multi-signature) arrangements, which require multiple private keys to authorize a transaction. This ensures your Bitcoin cannot be moved without your participation during your lifetime, while still allowing heirs to recover funds after your death.

Yes, AnchorWatch supports timelocks, which are script conditions that prevent a transaction from being spent until a specific block height or date. This enables automatic transfers to heirs after a defined period of account inactivity.

Yes, AnchorWatch is a Bitcoin-only service, meaning they focus exclusively on Bitcoin inheritance and do not handle other cryptocurrencies. This specialisation often means deeper expertise in Bitcoin-native estate planning techniques.

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyses Bitcoin inheritance providers using security scoring, legal compliance research, and user reviews. We independently verify service terms and maintain up-to-date information to help you plan your estate with confidence.

Last verified: August 2026

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