21Rates
Swan Bitcoin logo

Swan Bitcoin

Bitcoin Only
Collaborative Custody
Established Est. 2019
United States
Inheritance Score: 84/100
Bitcoin-only financial services company offering Swan Vault, a 2-of-3 collaborative multisig with Blockstream Jade hardware. Swan Generations lets parents gift bitcoin to children with custodial oversight until a designated age. Inheritance works through trust documentation combined with Swan's cloud key assistance.

Core Features

Multisig Support Yes
Timelocks Not supported
Guardian Services Not available
Bitcoin Only Yes

Fees & Pricing

FeesSwan Private membership: from $4,000/yr (includes vault custody, tax-loss harvesting, and advisory). Swan Vault custody included with Private membership. No separate inheritance fee.

Security

2-of-3 collaborative multisig vault. Client holds primary key (hardware wallet), Swan holds co-signing key, third backup key held independently. Geographic key distribution. Swan cannot move funds unilaterally.

Process

Deceased Verification

Swan Private team coordinates with estate executor. Requires death certificate and legal documentation (will, trust, or probate). Swan advisory team guides beneficiaries through the key recovery and transfer process.

Distribution Methods

Beneficiary works with Swan Private team to access the vault using the inherited key plus Swan co-signing key. Funds can be transferred to any Bitcoin wallet. Swan provides technical assistance throughout.

Legal & Compliance

US-registered, FinCEN-compliant. State money transmitter licenses. Swan Private includes access to tax and legal advisory. Integrates with existing estate plans.

Customer Support

Swan Private: dedicated advisor, phone and email. Standard: email support and community. San Francisco-based team.

Leadership

CK
Cory Klippsten
CEO & Founder
LinkedIn

Frequently Asked Questions About Swan Bitcoin

Swan Bitcoin offers Collaborative Custody services with multisig wallet support. Bitcoin-only financial services company offering Swan Vault, a 2-of-3 collaborative multisig with Blockstream Jade hardware. Swan Generations lets parents gift bitcoin to children with custodial oversight until a designated age. Inheritance works through trust documentation combined with Swan's cloud key assistance.

Swan Bitcoin's pricing: Swan Private membership: from $4,000/yr (includes vault custody, tax-loss harvesting, and advisory). Swan Vault custody included with Private membership. No separate inheritance fee.. Confirm current pricing directly with Swan Bitcoin as fees may vary based on your estate size and service tier.

Yes, Swan Bitcoin supports multisig (multi-signature) arrangements, which require multiple private keys to authorize a transaction. This ensures your Bitcoin cannot be moved without your participation during your lifetime, while still allowing heirs to recover funds after your death.

Swan Bitcoin does not currently list timelock support. They may use alternative mechanisms such as legal instructions or guardian coordination to facilitate inheritance. Contact them for details.

Yes, Swan Bitcoin is a Bitcoin-only service, meaning they focus exclusively on Bitcoin inheritance and do not handle other cryptocurrencies. This specialisation often means deeper expertise in Bitcoin-native estate planning techniques.

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyses Bitcoin inheritance providers using security scoring, legal compliance research, and user reviews. We independently verify service terms and maintain up-to-date information to help you plan your estate with confidence.

Last verified: August 2026

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