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Theya

Bitcoin Only
Inheritance Solution
Established Est. 2022
United States
Inheritance Score: 82/100
iOS-native Bitcoin wallet with collaborative vault inheritance. Designed for families, Theya lets you create shared vaults where trusted contacts can co-sign transactions. Inheritance is handled through key distribution to beneficiaries.

Core Features

Multisig Support Yes
Timelocks Not supported
Guardian Services Not available
Bitcoin Only Yes

Fees & Pricing

Fee StructureBasic: Free (single key vaults). Essential: Subscription-based (pricing details on website; includes collaborative multisig vaults). Pro: Subscription-based (pricing details on website; comprehensive security and support).

Security

2-of-3 multisig with mobile key, hardware key, and Theya recovery key. Supports Coldcard, Trezor, and Ledger hardware wallets. Encrypted cloud backup of wallet configuration.

Process

Deceased Verification

Configurable inactivity check-in timer. If the user fails to check in within the set period, Theya contacts the designated beneficiary with recovery instructions and assists with key access.

Distribution Methods

Beneficiary receives recovery instructions and works with Theya support to access funds using the inherited key plus Theya recovery key. Guided process through the mobile app.

Legal & Compliance

US-based company. Non-custodial — Theya holds only one key in a 2-of-3 setup and cannot move funds alone. Users retain full sovereignty over their Bitcoin.

Customer Support

Email and in-app chat support. Premium members get priority response. Onboarding video calls available. Active on Twitter/X for community support.

Leadership

SB
Sriram Bhargav
CEO & Founder

Frequently Asked Questions About Theya

Theya offers Inheritance Solution services with multisig wallet support. iOS-native Bitcoin wallet with collaborative vault inheritance. Designed for families, Theya lets you create shared vaults where trusted contacts can co-sign transactions. Inheritance is handled through key distribution to beneficiaries.

Theya's pricing: Basic: Free (single key vaults). Essential: Subscription-based (pricing details on website; includes collaborative multisig vaults). Pro: Subscription-based (pricing details on website; comprehensive security and support).. Confirm current pricing directly with Theya as fees may vary based on your estate size and service tier.

Yes, Theya supports multisig (multi-signature) arrangements, which require multiple private keys to authorize a transaction. This ensures your Bitcoin cannot be moved without your participation during your lifetime, while still allowing heirs to recover funds after your death.

Theya does not currently list timelock support. They may use alternative mechanisms such as legal instructions or guardian coordination to facilitate inheritance. Contact them for details.

Yes, Theya is a Bitcoin-only service, meaning they focus exclusively on Bitcoin inheritance and do not handle other cryptocurrencies. This specialisation often means deeper expertise in Bitcoin-native estate planning techniques.

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyses Bitcoin inheritance providers using security scoring, legal compliance research, and user reviews. We independently verify service terms and maintain up-to-date information to help you plan your estate with confidence.

Last verified: August 2026

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