21Rates
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Vault12

Guardian Network
Established Est. 2015
United States
Inheritance Score: 62/100
Decentralized inheritance platform using a guardian network to protect digital assets. No institutional custody or single points of failure. Guardians collectively safeguard seed phrases and private keys using quantum-resistant cryptography. Non-custodial: Vault12 never holds or accesses user funds.

Core Features

Multisig Support No
Timelocks Not supported
Guardian Services Available
Bitcoin Only Multi-asset

Fees & Pricing

FeesFree for basic Guardian network (up to 3 Guardians). Premium: $9.99/mo for expanded features, more Guardians, and priority support. No per-asset fees.

Security

Shamir's Secret Sharing splits keys into encrypted shards distributed across Guardians devices. No single Guardian has enough information to access funds. Zero-knowledge architecture — Vault12 servers never see key material.

Process

Deceased Verification

Guardian consensus model: a threshold of Guardians must agree to initiate recovery. Guardians can be family, friends, or professional fiduciaries. No centralized verification — relies on social consensus.

Distribution Methods

Guardians collaborate to reconstruct the owner key shards when threshold is met. Recovered keys allow beneficiary to access and transfer Bitcoin. Process managed through the Vault12 app.

Legal & Compliance

Non-custodial, decentralized architecture. Vault12 never holds or has access to user keys. Guardian relationships can be documented in legal estate plans but operate independently of legal systems.

Customer Support

Email support, in-app guides. Community forum. Knowledge base with setup tutorials. Premium users get priority email support.

Leadership

MS
Max Skibinsky
CEO & Co-founder

Frequently Asked Questions About Vault12

Vault12 offers Guardian Network services, including professional guardian coordination. Decentralized inheritance platform using a guardian network to protect digital assets. No institutional custody or single points of failure. Guardians collectively safeguard seed phrases and private keys using quantum-resistant cryptography. Non-custodial: Vault12 never holds or accesses user funds.

Vault12's pricing: Free for basic Guardian network (up to 3 Guardians). Premium: $9.99/mo for expanded features, more Guardians, and priority support. No per-asset fees.. Confirm current pricing directly with Vault12 as fees may vary based on your estate size and service tier.

Vault12 does not list multisig as a primary feature. They may use other secure methods such as custodial arrangements or legal documentation to facilitate inheritance. Contact them for technical details.

Vault12 does not currently list timelock support. They may use alternative mechanisms such as legal instructions or guardian coordination to facilitate inheritance. Contact them for details.

Vault12 may support assets beyond Bitcoin. Review their documentation or contact them to confirm which assets are covered under their inheritance service.

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyses Bitcoin inheritance providers using security scoring, legal compliance research, and user reviews. We independently verify service terms and maintain up-to-date information to help you plan your estate with confidence.

Last verified: August 2026

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