▣About Milo

Milo was founded in 2018 in Miami, Florida by Josip Rupena, a finance and technology entrepreneur with a background in investment banking and fintech. Rupena launched Milo with a clear mission: to modernize mortgage lending for the digital age and help a new generation of wealth holders — including crypto investors and foreign nationals — access U.S. real estate financing. The company operates as a licensed mortgage lender and is regulated under U.S. financial lending laws.

Milo's flagship product is the crypto mortgage, which gained widespread attention in early 2022 as one of the first offerings in the U.S. allowing borrowers to pledge Bitcoin (and other crypto assets) as collateral for a home loan — without selling their holdings. This innovation addresses a long-standing friction for crypto-wealthy individuals: the desire to invest in real estate while maintaining exposure to Bitcoin. Beyond crypto mortgages, Milo offers foreign national mortgage products, enabling non-U.S. residents to finance American property purchases.

Leadership at Milo is headed by founder and CEO Josip Rupena, who brings experience from Goldman Sachs and has led the company through multiple funding rounds backed by investors including QED Investors, Metaprop, and angel investors from the fintech world. The Milo team combines expertise in mortgage finance, compliance, and technology to build regulated lending infrastructure at the intersection of traditional real estate and digital assets.