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BTCBacked

🇨🇭
Switzerland·₿ Bitcoin-only
Visit BTCBacked →
business-services
Last verified Oct 17, 2026
Company Type
Private
src: 21Rates
Bitcoin Only
Yes
src: BTCBacked — principles · as of Oct 15, 2026
Rehypothecation
No
src: BTCBacked — Borrowing features · as of Oct 15, 2026
Key Management
2-of-3 multisig
src: BTCBacked — How is my collateral secured? · as of Oct 15, 2026
Liquidation LTV
90%
src: BTCBacked — liquidation FAQ · as of Oct 15, 2026
OverviewServicesReviewsMedia

About BTCBacked

BTCBacked is a Swiss-based Bitcoin-first lending marketplace that connects borrowers and lenders for non-custodial Bitcoin-backed loans. Borrowers can unlock liquidity without selling Bitcoin, while lenders fund stablecoin loans secured by over-collateralized Bitcoin held in 2-of-3 multisig escrow. The platform is operated by BTCBACKED AG in Zug, Switzerland, says it is a VQF member supervised under a FINMA-recognized self-regulatory organization, and emphasizes no rehypothecation, transparent fees, on-chain verification, and peer-to-peer loan terms.

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Key Facts

Verified data
Bitcoin Only
Whether the company is exclusively Bitcoin
Yes
src: BTCBacked — principles · as of Oct 15, 2026
Rehypothecation
Whether lender rehypothecates collateral
No
src: BTCBacked — Borrowing features · as of Oct 15, 2026
Key Management
How private keys are managed for inheritance
2-of-3 multisig
src: BTCBacked — How is my collateral secured? · as of Oct 15, 2026
Liquidation LTV
LTV at which collateral is liquidated
90%
src: BTCBacked — liquidation FAQ · as of Oct 15, 2026
Custody Model
Custodial or Non-custodial lending model (custodial | non-custodial)
Collaborative multisig
src: BTCBacked — Borrowing · as of Oct 15, 2026
Regulatory License
Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)
VQF #101306
src: BTCBacked — About · as of Oct 15, 2026

Is BTCBacked safe?

Rehypothecation
No · As of Oct 15, 2026 Source
Regulatory License
VQF #101306 · As of Oct 15, 2026 Source

Services

BTCBacked provides a non-custodial, peer-to-peer Bitcoin-backed lending marketplace. Borrowers post Bitcoin collateral in 2-of-3 multisig escrow to access stablecoin liquidity, and lenders fund loans secured by over-collateralized Bitcoin. The company says collateral is not rehypothecated and that loan activity is designed to be verifiable on-chain.

Recent Reviews

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Company Details

Websitebtcbacked.com ↗
LinkedInView profile ↗
HQ countrySwitzerland
Founded inZug, Switzerland
Bitcoin onlyYes

Data Provenance

✓Facts verified by 21Rates research · Oct 17, 2026
21rates.com/companies/1389/btcbacked · structured data: Organization

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