Crypto Lending by LendingUSA

Est. 2015·

🇺🇸

United States

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lending

Last verified Oct 13, 2026

Founded

2015

src: company records

Company Type

Private

src: 21Rates

Regulatory License

NMLS #2140927

src: LendingUSA — Licenses & state disclosures · as of Oct 12, 2026

Min Loan

$10,000

src: company data

Max LTV

70%

src: company data

News & coverage

Overview Services Reviews Media

About Crypto Lending by LendingUSA

Crypto Lending by LendingUSA lets borrowers access cash without selling their Bitcoin or crypto collateral. The product pairs fixed rates with secure institutional-grade custody, a soft credit check, transparent pricing, flexible repayment options, and funding typically available within 1-3 business days if approved. Loans are made by Cross River Bank, a New Jersey State Chartered Bank.

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Key Facts

Verified data

Regulatory License

Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)

NMLS #2140927

src: LendingUSA — Licenses & state disclosures · as of Oct 12, 2026

Is Crypto Lending by LendingUSA safe?

Regulatory License: NMLS #2140927 · As of Oct 12, 2026 Source

Fees & rates

Lending

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Crypto-backed lending product from LendingUSA that lets borrowers access cash without selling their Bitcoin or crypto collateral. Loans use fixed rates, secure custody, a soft credit check, transparent pricing, flexible repayment options, and are made by Cross River Bank.

Rate9.89–17.17% APR

Loan Range$10,000 – $250,000

Term Range12 – 12 months