▣About Fold Holdings Inc.

Fold Holdings, Inc. (Fold) is a bitcoin-first consumer financial services company founded in 2019 with the mission to help customers earn, accumulate, and use bitcoin in everyday life via the Fold mobile app and related products.

Fold integrates bitcoin across traditional finance — offering an FDIC‑insured checking account through a banking partner, a prepaid Visa debit card with bitcoin rewards, bill payments, merchant reward offers, and low‑to‑zero fee bitcoin buy/sell with instant withdrawals — and maintains bitcoin in a corporate treasury as part of its product and rewards strategy.

Fold completed a business combination and became a public company in February 2025 (Nasdaq: FLD).

Key leaders include founder and CEO (and Chair) Will Reeves, CFO Wolfe Repass, COO Matt McManus, CTO Thomas Dickman, and General Counsel Hailey Lennon, who together steer Fold’s product, finance, operations, technology, and legal/regulatory efforts.