Block Earner

Est. 2021·

🇦🇺

Australia

Visit Block Earner →

LenderExchange

Last verified Oct 13, 2026

Founded

2021

src: company records

Company Type

Private

src: 21Rates

Interest Rate

9.50%–11.50% fixed

src: Block Earner — Home · as of Oct 12, 2026

Max LTV

50%

src: Block Earner — FAQ · as of Oct 12, 2026

Collateral

BTC, ETH, XRP

src: Block Earner — Home · as of Oct 12, 2026

Overview Services Reviews Media1

About Block Earner

Block Earner is an Australian crypto lending and exchange platform founded in 2021 and operated by Web3 Ventures Pty Ltd. Customers can borrow AUD against Bitcoin, Ethereum or XRP, from A$50 up to A$5 million, through a line of credit (9.50% fixed for 12 months) or a fixed-term loan (11.50% fixed for 3–5 years), with up to 50% loan-to-value on Bitcoin and a 2% origination fee. It also lets users buy and sell 350+ cryptocurrencies for a 0.6% fee and offers crypto SMSF and business treasury accounts. Loan collateral is secured on Fireblocks wallet infrastructure. Block Earner holds Australian Credit Licence 542689 and is registered with AUSTRAC as a virtual asset service provider.

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Key Facts

Verified data

Interest Rate

Annual interest rate range (e.g. "9%–14%")

9.50%–11.50% fixed

src: Block Earner — Home · as of Oct 12, 2026

Max LTV

Maximum loan-to-value ratio

src: Block Earner — FAQ · as of Oct 12, 2026

Collateral

Accepted collateral types (e.g. "BTC")

src: Block Earner — Home · as of Oct 12, 2026

Loan Term

Available loan term(s) in months

src: Block Earner — Home · as of Oct 12, 2026

Custody Model

Self-custody vs. third-party custody model

Custodial (MPC)

src: Block Earner — FAQ · as of Oct 12, 2026

Supported Assets

Assets supported beyond Bitcoin

src: Block Earner — Fees · as of Oct 12, 2026

Loan Currency

Currency in which loans are issued (e.g. "USD", "USDC")

src: Block Earner — Home · as of Oct 12, 2026

Regulatory License

Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)

ACL 542689; AUSTRAC DCE/VASP 100784590

src: Block Earner — Fees · as of Oct 12, 2026

Trading Fee

Spot trading fee (maker/taker)

src: Block Earner — Fees · as of Oct 12, 2026

Is Block Earner safe?

Regulatory License: ACL 542689; AUSTRAC DCE/VASP 100784590 · As of Oct 12, 2026 Source

Leadership

Charlie Karaboga

Co-Founder & CEO

Charlie Karaboga

Co-founder, CEO

Jordan Momtazi

Co-founder

Apurva Chiranewala

General Manager

James Coombes

Director & CCO

Services

Exchange

Visit Compare Exchange →

As of May 28, 2026 · Source

An Australian crypto platform offering simple buying and selling of digital assets with a focus on earning yield. Block Earner provides an easy-to-use interface for Australian users with AUD bank transfers and competitive spreads.

Maker FeesN/A

Taker FeesN/A

KYC RequiredYes

Mobile AppYes

Security2FA, cold storage, AUSTRAC registered

Latest Media

Ep28. Charlie K & James Coombes - Block Earner redefining crypto-backed home ownership & AFR success

Ep28. Charlie K & James Coombes - Block Earner redefining crypto-backed home ownership & AFR success

Recent Reviews

No reviews yet.

Company Details

Websiteblockearner.com.au ↗

LinkedInView profile ↗

Year formed2021

HQ countryAustralia

Founded inSydney, Australia

Data Provenance

✓Facts verified by 21Rates research · Oct 13, 2026

✓1 sources cited on this page

21rates.com/companies/1083/block-earner · structured data: Organization · Person ×5 · VideoObject ×1

Alternatives

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7.49–11.25% APR

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