CL Card logo

CL Card

Est. 2017
Visit CL Card →
Card Issuer
Last verified Oct 26, 2026
Founded
Est. 2017
src: company records
Company Type
Private
src: 21Rates
Cashback
1%
src: CL Card — FAQ · as of Oct 25, 2026
Custody Model
Custodial
src: CL Card — FAQ · as of Oct 25, 2026
User Rating
★ 4.0(1)
21Rates reviews

About CL Card

CL Card (Crypto Life) is a crypto spending card brand operated by entities of Baanx, a company founded in 2018 and based in London. Users link wallets such as Ledger, MetaMask or Exodus and move funds onto the card to spend at Mastercard and Visa merchants. Once funds are transferred to the card they are no longer in self-custody. Baanx Group is authorised and regulated by the UK Financial Conduct Authority, Baanx.com Ltd is FCA-registered for crypto-asset services, and Frozen Time Unipessoal LDA is registered with the Banco de Portugal. For US customers, banking services are provided by Cross River Bank. Card spending earns a 1% reward in BTC or USDT, or 2% when rewards are taken in BXX.

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Key Facts

Verified data
Cashback
Bitcoin cashback/rewards rate
Custody Model
Self-custody vs. third-party custody model

Leadership

Garth Howat logo
Garth Howat
CEO, Baanx Group
in ↗
Mark Evans logo
Mark Evans
COO & CFO / CCO-CFO
in ↗
Sean Salloux logo
Sean Salloux
CRO
in ↗
Jim Yang logo
Jim Yang
CTO

Services

As of Oct 19, 2026 · Source

Bitcoin Rewards1%
Annual Fee$0
Card NetworkVisa (US)
Issuing BankCross River Bank (US; card provided by Baanx)
Card TypeDebit

Recent Reviews

Mike Piazza★★★★☆Jan 17, 2026

excelent choice. This platform delivers a solid and reliable service with a clear focus on its core functionality. The onboarding process is generally smooth, the infrastructure feels stable, and overall it does what it promises without major issues. For users who value consistency and a more professional approach, it performs well.

Company Details

Year formedEst. 2017
Founded inTallinn, Estonia

Data Provenance

✓Facts verified by 21Rates research · Oct 26, 2026
✓2 sources cited on this page
21rates.com/companies/635/cl-card · structured data: Organization · Person ×4 · VideoObject ×1

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