Fold Holdings Inc.

▣About Fold Holdings Inc.

Fold Holdings, Inc. operates Fold, a financial technology company that combines U.S. dollar accounts with bitcoin. Its consumer offerings include an FDIC-insured checking account, the Fold Debit Card (a Visa prepaid card issued by Sutton Bank), the Fold Credit Card (a Visa card issued by Celtic Bank), bill payment, a bitcoin gift card and a catalog of merchant reward offers, along with bitcoin buying and selling. Fold says it is not a bank. Customer bitcoin is held by a third-party qualified custodian that holds the cryptographic keys, and Fold's site names BitGo as the provider of its bitcoin custody and exchange services. Customer digital assets held by the custodian were valued at $16.8 million on June 30, 2026. Fold's common stock trades on the Nasdaq Capital Market as FLD.