Lender
Last verified Oct 10, 2026
Founded
2020
src: company records
Company Type
Private
src: 21Rates
Collateral
13 assets incl. BTC, ETH, SOL, XRP, LTC, DOGE, XLM, ADA, HBAR, BCH, LINK, SUI, XDC
src: Lantern — Rates & Terms · as of Oct 09
▣About Lantern
Lantern provides crypto-backed lending, trading, and custody services that let customers borrow against crypto without selling.
✓
Key Facts
Verified dataInterest Rate
Annual interest rate range (e.g. "9%–14%")
Max LTV
Maximum loan-to-value ratio
Min Loan
Minimum loan amount in USD
Collateral
Accepted collateral types (e.g. "BTC")
Rehypothecation
Whether lender rehypothecates collateral
Insurance
Insurance coverage details
Custodian
Name of the custodian holding collateral
Custody Model
Custodial or Non-custodial lending model (custodial | non-custodial)
Regulatory License
Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)
◉Leadership
⊞Services
As of Oct 09, 2026 · Source
Bitcoin-collateralized lending platform offering personal loans backed by BTC. No credit check required — loan approval is based on collateral value. Funds can be received same day with competitive rates starting at 13% APR.
Rate8% APR
Loan Range$1,000 – Negotiable
Term Range12 – 12 months
★Recent Reviews
No reviews yet.
Company Details
LinkedInView profile ↗
Year formed2020
Founded inNew York, NY
Min loan$1,000
Max LTV50%
Rate8% APR
Data Provenance
✓Facts verified by 21Rates research · Oct 10, 2026
✓2 sources cited on this page
21rates.com/companies/955/lantern · structured data: Organization · Person ×3 · VideoObject ×1
Is this your company?
Claim this listing to manage your profile, update your information, and connect with thousands of Bitcoin-focused users on 21Rates.