The Fold Card logo

The Fold Card

Est. 2019
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Card Issuer
Last verified Oct 22, 2026
Founded
Est. 2019
src: company records
Company Type
Public
src: 21Rates
Ticker
NASDAQ:FLD
src: 21Rates
Network
Visa
src: Fold — Debit card page · as of Oct 21, 2026
Custody Model
Qualified custodian
src: Fold — Debit card page · as of Oct 21, 2026

About The Fold Card

The Fold Card is Fold’s prepaid debit card for earning Bitcoin rewards on everyday purchases. Fold also positions the product as part of a broader Bitcoin-focused consumer experience for buying and using bitcoin.

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Key Facts

Verified data
Network
Card network (Visa, Mastercard, etc.)
Custody Model
Self-custody vs. third-party custody model
Custodian
Name of the custodian holding collateral

Leadership

Will Reeves logo
Will Reeves
CEO
in ↗
Jonathan Kirkwood logo
Jonathan Kirkwood
Lead Director
Lesley Goldwasser logo
Lesley Goldwasser
Director
Kirstin Hill logo
Kirstin Hill
Director

Services

As of May 2, 2026 · Source

Recent Reviews

Ronis Satoshi★★★★☆Feb 9, 2026

Brief Summary of The Fold Card I've been stacking sats with @fold_app's Fold Card for over a year now, game-changer for a Bitcoin maxi like me! Sign-up was smooth: quick KYC, card arrived fast, app is clean & intuitive. Love the passive BTC rewards on everyday swipes, bill pays (up to 1.5% back), gift card boosts (Amazon/Starbucks hits different), & zero-fee BTC buys with Fold+. The spin wheel adds fun gamification, and auto-roundups/recurring buys make stacking effortless. Big wins: Paid rent/utilities & earned thousands of sats—feels like free money in orange coins. Recent updates (like sunsetting membership fees for more features) make it even better. Could improve: Rewards spins can be inconsistent/low without premium, occasional app glitches on tracking, and support sometimes slow. Overall process: Seamless daily use, truly living on Bitcoin rewards. Solid 8/10—highly recommend for anyone stacking sats passively!

Geni★★★★★Jan 17, 2026

Bitcoin-native card that rewards everyday spending in sats The Fold Card offers a practical and well-executed way to earn Bitcoin through everyday spending. Instead of complex or opaque reward schemes, the card provides clear Bitcoin rewards paid in sats, making it intuitive for users who already think in Bitcoin terms. The card works reliably for daily purchases, and the associated app experience is smooth and easy to use. Rewards are transparent, easy to track, and align well with Fold’s Bitcoin-only philosophy, avoiding distractions from altcoins or unnecessary financial features. While it is not intended to replace a full banking solution, it performs exceptionally well within its intended scope. Overall, The Fold Card is a strong option for users who want to steadily accumulate Bitcoin through normal spending habits in a simple and user-friendly way.

Canario7★★★★★Dec 11, 2025

Happy Stack I love how easy it is to earn sats with everyday purchases and as you pay your monthly bills. This makes your stack grow without having to directly buy bitcoin. It's a great first step to start acquiring bitcoin and educating yourself about it.

Company Details

Year formedEst. 2019
Founded inAustin, TX

Data Provenance

✓Facts verified by 21Rates research · Oct 22, 2026
✓2 sources cited on this page
21rates.com/companies/636/the-fold-card · structured data: Organization · Person ×4 · AggregateRating · VideoObject ×2

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