Cadena Bitcoin logo

Cadena Bitcoin

Est. 2025·El Salvador·₿ Bitcoin-only
Visit Cadena Bitcoin →
lendingyieldnon-custodial-lending
Last verified Oct 22, 2026
Founded
2025
src: company records
Company Type
Private
src: 21Rates
Min Loan
$1,000
src: Cadena Bitcoin — Home · as of Oct 12, 2026
Max Loan
$1M
src: Cadena Bitcoin — Home · as of Oct 12, 2026
Collateral
BTC
src: Cadena Bitcoin — home · as of Oct 21, 2026

About Cadena Bitcoin

Cadena Bitcoin is a non-custodial credit market that connects Bitcoin lenders and borrowers directly on Bitcoin's base layer. Every loan is enforced by a Discreet Log Contract (DLC): collateral is locked in a pre-signed, on-chain agreement that settles to defined terms, so it is never pooled, rehypothecated, or held in custody by a third party. Lenders earn a USD-denominated return with downside protection structured into each contract; borrowers access liquidity against their Bitcoin without selling it and without discretionary margin-call liquidation. Contracts run from $1,000 to $1,000,000, with syndication available above that. Registered as a Bitcoin Service Provider in El Salvador. Bitcoin-only — no altcoins.

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Key Facts

Verified data
Min Loan
Minimum loan amount in USD
Max Loan
Maximum loan amount in USD
Collateral
Accepted collateral asset (e.g. "Native BTC", "Wrapped BTC (wBTC)")
Chain
Blockchain the protocol operates on
Custody Model
Custodial or Non-custodial lending model (custodial | non-custodial)
Regulatory License
Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)

Is Cadena Bitcoin safe?

Regulatory License
El Salvador BSP · As of Oct 12, 2026 Source

Leadership

Kevin Bell
Kevin Bell
CEO
Sziller logo
Sziller
Chief Technology Officer

Fees & rates

As of Oct 19, 2026 · Source

Non-custodial Bitcoin lending and borrowing marketplace where users can access Bitcoin-backed loans while retaining key control.

Rate12% interest
Loan Range$1,000 – $1,000,000 per contract
Term Range3 – 12 months

Recent Reviews

No reviews yet.

Company Details

Year formed2025
HQ countryEl Salvador
Bitcoin onlyYes
Min loan$1,000
Max LTV50%
Rate12% interest

Data Provenance

✓Facts verified by 21Rates research · Oct 22, 2026
✓2 sources cited on this page
21rates.com/companies/1067/cadena-bitcoin · structured data: Organization · Person ×2 · VideoObject ×1

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