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Surge Credit

Est. 2023·₿ Bitcoin-only
Visit Surge Credit
{"lending"}non-custodial-lending
Last verified Jul 16, 2026

About Surge Credit

Surge Credit is a non-custodial Bitcoin credit line. Customers can borrow dollars against BTC while collateral stays in segregated Taproot vaults that can be verified on-chain, rather than commingled in an omnibus wallet. Surge offers competitive loan-to-value ratios, flexible repayment, and dollar liquidity without requiring customers to sell their Bitcoin.

Leadership

Michael Borglin
Michael Borglin
Co-Founder & CEO
in ↗
Punith B M
Punith B M
Co-Founder & CTO
in ↗
Yash Belavadi
Yash Belavadi
Founder & CPO
in ↗

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Company Details

Year formedEst. 2023
Founded inSan Francisco, CA
Bitcoin onlyYes

Data Provenance

Facts verified by 21Rates research · Jul 16, 2026
3 sources cited on this page
21rates.com/companies/surge-credit · structured data: Organization · Person ×3

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