
{"lending"}non-custodial-lending
Last verified Jul 16, 2026
▣About Surge Credit
Surge Credit is a non-custodial Bitcoin credit line. Customers can borrow dollars against BTC while collateral stays in segregated Taproot vaults that can be verified on-chain, rather than commingled in an omnibus wallet. Surge offers competitive loan-to-value ratios, flexible repayment, and dollar liquidity without requiring customers to sell their Bitcoin.
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Company Details
Websitewww.surge.credit ↗
LinkedInView profile ↗
Year formedEst. 2023
Founded inSan Francisco, CA
Bitcoin onlyYes
Data Provenance
✓Facts verified by 21Rates research · Jul 16, 2026
✓3 sources cited on this page
21rates.com/companies/surge-credit · structured data: Organization · Person ×3
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