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Surge Credit

Bitcoin Only
Established 2023

Interest Rates

APR Range6.9% - 11%

Loan Details

Minimum Loan$100
Maximum Loan$1,000,000
Max LTVCompetitive LTV ratios, exact range not stated%

Example Loan Calculation

Based on a $50,000 loan at 6.9% APR over 24 months
$2,236
Monthly Payment
$53,673
Total Payment
$3,673
Total Interest

Frequently Asked Questions About Surge Credit

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.

Last verified: July 2026