Digital asset lending platform from Figure Technologies. Offers home equity lines of credit and crypto-backed loans powered by blockchain technology. Known for fast approval and funding with institutional-grade security.
Interest Rates
Rate8.91% APR
Rate notes
8.91% +
Origination Fee1%
Loan Details
Minimum Loan$5,000
Maximum LoanNegotiable
Max LTV75%
Example Loan Calculation
Based on a $50,000 loan at 8.91% APR over 12 months
Interest-only option
$371
Monthly Payment
$50,000
Payment Due at Maturity
$4,455
Total Interest
Illustrative estimate only. Actual rates, fees, payment schedules, and payoff amounts may vary.
Frequently Asked Questions About Figure Markets
Figure Markets: 8.91% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
The minimum loan amount at Figure Markets is $5,000. This allows both small and large borrowers to access Bitcoin-backed lending.
Figure Markets has a risk score of 7.1/10 based on our analysis of custody practices, regulatory compliance, and operational history. Risk Score: 7.1/10. Strengths: no rehypothecation, strong regulatory compliance.
Figure Markets offers a maximum loan-to-value (LTV) ratio of 75%. This means you can borrow up to 75% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
Figure Markets offers loan terms of 12 months. Interest Only,Principal + Interest
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: October 2026