APX Lending logo

APX Lending

Established 2023
Bitcoin-backed lending platform providing USD loans with no credit checks. Keep your Bitcoin while accessing liquidity. Features transparent terms, no rehypothecation of collateral, and loans funded within 24 hours.

Interest Rates

APR Range9.99% +
Origination FeeNone

Loan Details

Minimum Loan$10,000
Maximum Loan$10,000,000
Max LTV60%

Example Loan Calculation

Based on a $50,000 loan at 9.99% APR over 24 months
$2,307
Monthly Payment
$55,368
Total Payment
$5,368
Total Interest

Frequently Asked Questions About APX Lending

About this analysis

21Rates Editorial TeamBitcoin Financial Research Analysts

Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.

Last verified: April 2026