Unchained Capital

Unchained Capital, founded in 2016 in Austin, Texas, is a Bitcoin-native financial services company best known for its collaborative, multisignature custody model. Instead of holding client coins in a single-key wallet, Unchained sets up 2-of-3 multisig “Vaults” where the client controls two keys and Unchained holds one, eliminating single-point custodial risk while still providing assisted recovery. The firm is registered with FinCEN as a Money Services Business and maintains state-level money-transmitter licenses or exemptions where required, allowing it to operate an OTC trading desk that lets U.S. clients buy Bitcoin directly into their multisig vaults with same-day settlement. Beyond buy/sell services, Unchained offers Bitcoin-backed loans (BTC collateral, USD funding), an IRA that stores coins in multisig cold storage, and a Concierge Onboarding program that walks newcomers through hardware-wallet setup and key management. The company does not support altcoins, staking, or leverage trading; its product suite is intentionally Bitcoin-only and security-focused, appealing to long-term holders who want self-custody without giving up institutional-grade support.