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About St. Cloud Financial Credit Union
St. Cloud Financial Credit Union is a Central Minnesota credit union that offers traditional member banking alongside its CU-Digital Asset Vault. The credit union markets the vault as hybrid self-custody, but it stores the keys to each member's segregated on-chain wallet, so members do not hold their own keys; withdrawals carry a six-hour security hold.
Key Facts
Verified dataIs St. Cloud Financial Credit Union safe?
- Regulatory License
- NCUA charter #68697; NMLS #421441 · As of Oct 18, 2026 Source
Services
St. Cloud Financial Credit Union offers CU-Digital Asset Vault, a digital-asset management product described as hybrid self-custody. The public page emphasizes member control of assets, credit-union support, enhanced security, mobile access, and free access for members meeting Diamond Checking and SCFCU credit-card requirements.
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