Milo logo

Milo

Est. 2019·
🇺🇸
United States
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Real Estate
Last verified Oct 12, 2026
Founded
2018
src: Milo — FAQ
Company Type
Private
src: 21Rates
Min Loan
$275K
src: Milo — FAQ · as of Oct 11, 2026
Loan Term
360 months
src: Milo — FAQ · as of Oct 11, 2026
Collateral
BTC, ETH, XRP
src: Milo — FAQ · as of Oct 11, 2026

News & coverage

About Milo

Milo is a licensed U.S. mortgage lender headquartered in Miami, Florida, founded in 2018 by CEO Josip Rupena. The company pioneered the crypto mortgage — a product that allows Bitcoin and other crypto holders to use their digital assets as collateral to finance U.S. residential real estate, eliminating the need to liquidate holdings. Milo also serves foreign nationals seeking U.S. property loans, expanding access to American real estate for a global clientele.

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Key Facts

Verified data
Founded
Year the company was founded
Min Loan
Minimum loan amount in USD
Loan Term
Available loan term(s) in months
Collateral
Accepted collateral types (e.g. "BTC")
Rehypothecation
Whether lender rehypothecates collateral
Custodian
Name of the custodian holding collateral
Regulatory License
Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)
Max LTV
Maximum loan-to-value ratio

Is Milo safe?

Rehypothecation
No · As of Oct 11, 2026 Source
Regulatory License
NMLS #1811449; CA CFL 60DBO-128284 · As of Oct 11, 2026 Source

Leadership

Josip Rupena logo
Josip Rupena
Founder and CEO
in ↗

Services

No services listed yet.

Recent Reviews

No reviews yet.

Company Details

Year formed2019
HQ countryUnited States
Founded inMiami, FL

Data Provenance

✓Facts verified by 21Rates research · Oct 12, 2026
✓1 sources cited on this page
21rates.com/companies/1070/milo · structured data: Organization · Person ×1 · VideoObject ×2

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