Founded
2014
src: company records
Company Type
Private
src: 21Rates
Regulatory License
GFSC credit institution, Permission No. 23171 (Xapo Bank Limited); GFSC DLT provider, Permission No. 26061 (Xapo VASP Limited)
src: Xapo Bank â home (regulatory footer) · as of Oct 19, 2026
News & coverage
About Xapo Bank
Xapo Bank is a regulated Bitcoin bank and wealth platform that combines custody, banking, spending, borrowing, and inheritance tools for members. The company says it was built to protect Bitcoin holders wealth while adding fiat rails, stablecoin rails, and institutional grade security.
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Key Facts
Verified dataCustody Model
Self-custody vs. third-party custody model
Annual Fee
Annual card fee in USD
Regulatory License
Regulatory license or charter held by the company (e.g. NYDFS Trust Charter, BitLicense)
Is Xapo Bank safe?
- Regulatory License
- GFSC credit institution, Permission No. 23171 (Xapo Bank Limited); GFSC DLT provider, Permission No. 26061 (Xapo VASP Limited) · As of Oct 19, 2026 Source
Leadership
Seamus Rocca
Director & CEO
Johann Olivera
Independent Non-Executive Director
Anju Patwardhan
Independent Non-Executive Director
Joseph E. Triay (Melo)
Independent Non-Executive Director
Matthew McPhee
Director & Chief Financial Officer
Alex Capurro
Independent Non-Executive Director
Services
No services listed yet.
Recent Reviews
No reviews yet.
Data Provenance
âFacts verified by 21Rates research · Oct 20, 2026
â1 sources cited on this page
21rates.com/companies/964/xapo-bank · structured data: Organization · Person Ă7 · VideoObject Ă1
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