📖 5 min read ✍️ 21 Rates Editorial Team 📅 Updated December 2024
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Mezo

Bitcoin Only
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About Mezo

Bitcoin-backed borrowing product that lets users borrow MUSD against BTC collateral without selling Bitcoin.

Loan Terms & Rates

Interest Rate
Fixed rates as low as 1%; site also references typical 4-10% APR
Min Loan
Contact
Loan Term
0-0 months
Max LTV
50%

Loan Details

Origination Fee Contact for details
Maximum Loan Not publicly listed
Rehypothecation Contact for details
Repayment Terms No minimum payments, no set repayment schedule, no early repayment penalty
Custodian Contact for details
KYC Required Yes

Risk Analysis

Overall Risk Score: 6.8/10

Loan Calculator Example

Example: $50,000 loan at 1% APR over 24 months

Monthly Payment
$2,105.10
Total Interest
$522.50

Compare Mezo with Other Lenders

Compare Mezo with other Bitcoin lenders on 21Rates:

Frequently Asked Questions About Mezo

What interest rates does Mezo offer for Bitcoin loans?
Mezo offers Bitcoin-backed loans starting at 1% APR up to 10% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
What is the minimum loan amount at Mezo?
Contact Mezo directly for their minimum loan requirements, as this may vary based on current policies and your location.
Is Mezo safe and legitimate?
Mezo has a risk score of 6.8/10 based on our analysis of custody practices, regulatory compliance, and operational history. Always conduct your own research before depositing Bitcoin as collateral.
What LTV ratio does Mezo offer?
Mezo offers a maximum loan-to-value (LTV) ratio of 50%. This means you can borrow up to 50% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
How long are the loan terms at Mezo?
Mezo offers flexible loan terms. Contact them to discuss term options that fit your repayment timeline and financial goals.

About This Review

21
21 Rates Editorial Team
Bitcoin Financial Research Analysts

Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.

Last verified and updated: December 2024

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