Mezo
Bitcoin Only
Bitcoin-backed borrowing product that lets users borrow MUSD against BTC collateral without selling Bitcoin.
Interest Rates
Rate1% APR
Rate notes
1% APR (fixed)
Loan Details
Minimum Loan$1,800
Maximum LoanNot publicly listed
Max LTV90%
Example Loan Calculation
Based on a $50,000 loan at 1% APR over 24 months
$2,105
Monthly Payment
$50,522
Total Payment
$522
Total Interest
Illustrative estimate only. Actual rates, fees, payment schedules, and payoff amounts may vary.
Frequently Asked Questions About Mezo
Mezo: 1% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
The minimum loan amount at Mezo is $1,800. This allows both small and large borrowers to access Bitcoin-backed lending.
Mezo has a risk score of 6.8/10 based on our analysis of custody practices, regulatory compliance, and operational history. Always conduct your own research before depositing Bitcoin as collateral.
Mezo offers a maximum loan-to-value (LTV) ratio of 90%. This means you can borrow up to 90% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
Mezo offers flexible loan terms. Contact them to discuss term options that fit your repayment timeline and financial goals.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: Oct 23, 2026