About Debifi
Non-custodial Bitcoin-backed lending platform using multisig escrow so borrowers can access fiat or stablecoin liquidity without selling BTC.
Loan Terms & Rates
Interest Rate
Offer-specific; set by lender
Min Loan
Contact
Loan Term
0-0 months
Max LTV
Contact
Loan Details
| Origination Fee | 1.5% total origination fee |
| Maximum Loan | Offer-specific |
| Rehypothecation | No |
| Repayment Terms | Offer-specific term, repayment schedule, APR, and LTV set by lenders; no early repayment fee |
| Custodian | Non-custodial multisig Bitcoin escrow; lender may require KYC/KYB |
| KYC Required | Some offers require KYC/KYB; lender configurable |
Risk Analysis
Overall Risk Score:
7.4/10
Loan Calculator Example
Example: $50,000 loan at 10% APR over 24 months
Monthly Payment
$2,261.36
Total Interest
$4,272.75
Compare Debifi with Other Lenders
Compare Debifi with other Bitcoin lenders on 21Rates:
- All Bitcoin Lenders - Compare rates and terms
- Bitcoin Custody - Secure storage options
- Loan Calculator - Calculate payments
- Bitcoin Options Guide - Free educational ebook
- Bitcoin Lending Guides - Educational content
Frequently Asked Questions About Debifi
What interest rates does Debifi offer for Bitcoin loans?
Debifi offers competitive rates for Bitcoin-backed loans. Contact them directly for current interest rate information based on your specific loan requirements.
What is the minimum loan amount at Debifi?
Contact Debifi directly for their minimum loan requirements, as this may vary based on current policies and your location.
Is Debifi safe and legitimate?
Debifi has a risk score of 7.4/10 based on our analysis of custody practices, regulatory compliance, and operational history. Always conduct your own research before depositing Bitcoin as collateral.
What LTV ratio does Debifi offer?
Debifi's LTV ratios vary based on loan terms and market conditions. Contact them for current LTV options and understand the liquidation risks involved.
How long are the loan terms at Debifi?
Debifi offers flexible loan terms. Contact them to discuss term options that fit your repayment timeline and financial goals.