Bitcoin-backed credit line from Roxom that lets users borrow USDT against BTC collateral without selling Bitcoin. Roxom advertises a 7.25% APR, 50% max LTV, open-ended terms, repayment anytime, legally segregated BTC collateral, and no rehypothecation.
Interest Rates
Rate7.25% APR
Rate notes
7.25% APR
Origination Fee0%
Loan Details
Minimum Loan$200
Maximum Loan$200,000
Max LTV50%
Example Loan Calculation
Based on a $50,000 loan at 7.25% APR over 24 months
$2,244
Monthly Payment
$53,863
Total Payment
$3,863
Total Interest
Illustrative estimate only. Actual rates, fees, payment schedules, and payoff amounts may vary.
Frequently Asked Questions About Roxom Credit Line
Roxom Credit Line: 7.25% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
The minimum loan amount at Roxom Credit Line is $200. This allows both small and large borrowers to access Bitcoin-backed lending.
Roxom Credit Line is an established Bitcoin lending platform. We recommend reviewing their custody practices, regulatory status, and user reviews before proceeding. Never invest more than you can afford to lose.
Roxom Credit Line offers a maximum loan-to-value (LTV) ratio of 50%. This means you can borrow up to 50% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
Roxom Credit Line offers flexible loan terms. Contact them to discuss term options that fit your repayment timeline and financial goals.
About this analysis
21Rates Editorial TeamBitcoin Financial Research Analysts
Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.
Last verified: Oct 21, 2026