📖 5 min read ✍️ 21 Rates Editorial Team 📅 Updated June 2026
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Roxom Credit Line

Est. 2024
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About Roxom Credit Line

Bitcoin-backed credit line from Roxom that lets users borrow USDT against BTC collateral without selling Bitcoin. Roxom advertises a 7.25% APR, 50% max LTV, open-ended terms, repayment anytime, legally segregated BTC collateral, and no rehypothecation.

Loan Terms & Rates

Interest Rate
7.25% APR
Min Loan
$200
Loan Term
0-0 months
Max LTV
50%

Loan Details

Origination Fee Contact for details
Maximum Loan $100,000
Rehypothecation No
Repayment Terms Open-ended; repay anytime; no prepayment penalty
Custodian Undisclosed 3rd-Party
KYC Required Yes

Loan Calculator Example

Example: $50,000 loan at 7.25% APR over 24 months

Monthly Payment
$2,244.30
Total Interest
$3,863.20

Compare Roxom Credit Line with Other Lenders

Compare Roxom Credit Line with other Bitcoin lenders on 21Rates:

Frequently Asked Questions About Roxom Credit Line

What interest rates does Roxom Credit Line offer for Bitcoin loans?
Roxom Credit Line offers Bitcoin-backed loans starting at 7.25% APR. Actual rates depend on loan-to-value ratio, loan amount, and term length.
What is the minimum loan amount at Roxom Credit Line?
The minimum loan amount at Roxom Credit Line is $200. This allows both small and large borrowers to access Bitcoin-backed lending.
Is Roxom Credit Line safe and legitimate?
Roxom Credit Line is an established Bitcoin lending platform. We recommend reviewing their custody practices, regulatory status, and user reviews before proceeding. Never invest more than you can afford to lose.
What LTV ratio does Roxom Credit Line offer?
Roxom Credit Line offers a maximum loan-to-value (LTV) ratio of 50%. This means you can borrow up to 50% of your Bitcoin's current value. Higher LTV means more borrowing power but also higher liquidation risk.
How long are the loan terms at Roxom Credit Line?
Roxom Credit Line offers flexible loan terms. Contact them to discuss term options that fit your repayment timeline and financial goals.

About This Review

21
21 Rates Editorial Team
Bitcoin Financial Research Analysts

Our research team analyzes Bitcoin lending platforms using proprietary risk scoring, rate comparison data, and user reviews. We independently verify lender terms and maintain up-to-date information to help you make informed borrowing decisions.

Last verified and updated: June 2026

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