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Browse Education Bitcoin news and analysis. Expert insights on lending, custody, ETFs and more from 21Rates.
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Bitcoin Tax Loss Harvesting: 2026 Rules for Direct Coins and ETFs
Bitcoin tax loss harvesting is selling bitcoin below your adjusted cost basis to realize a loss that offsets capital gains. SALT says current wash sale rules cover stock and securities, not directly h...
Borrow Against Bitcoin: How to Compare Loans Before You Commit
Borrowing against Bitcoin gives you cash without selling, but the loan is only as good as its structure. Start with who controls your collateral, then compare interest structure, LTV limit, liquidatio...
Franklin Templeton Bitcoin Dividend ETF: FBEQ and FIBT Explained
Franklin Templeton has filed two funds, FBEQ and FIBT, that hold about 95% U.S. stocks and 5% bitcoin, then reinvest all stock dividends into bitcoin. They are registered with the SEC but not trading,...
Minimum Loan Size for Major Bitcoin Lenders: 21Rates Data
Among the 21 Bitcoin lenders tracked by 21Rates (data as of Oct 23, 2026), minimum loan sizes run from $0 at Coinbase on the custodial side up to $500K at Anchorage Digital. The lowest minimum is not ...
Will the Fed Raise Rates in October? What It Means for Bitcoin Loans
The FOMC meets October 27-28, 2026, and as of October 23 a hold at 3.75% to 4.00% was widely expected, per CNBC. Whatever the decision, it does not move every bitcoin loan the same way: fixed term loa...
Does Tesla Still Own Bitcoin? Holdings as of September 30, 2026
Yes, Tesla still owns bitcoin. As of September 30, 2026, Tesla held 11,509 BTC at an acquisition cost of $386 million, and SpaceX held 18,712 BTC with a cost basis of $661 million. Both companies have...
Visa Fireblocks Report: Fireblocks Denies Talks, Coinbase Denies Involvement
On October 22, 2026, CoinDesk reported that Axios, citing unidentified sources, said Visa was in late-stage talks to buy Fireblocks for $2.5 billion. Fireblocks denied the reported talks, Coinbase sep...
Bitcoin ETF Custody: How to Read Who Actually Holds the Coins
Bitcoin ETF custody is not one job. A fund's prospectus names the bitcoin custodian, cash custodian, and administrator separately. In the iShares Bitcoin Trust ETF prospectus dated July 31, 2025, ...
Strategy Bitcoin Margin Call: What the Filings Actually Show
Strategy did not report a bitcoin-backed margin call in its latest quarterly filing. As of June 30, 2026, its roughly 846,000 bitcoin were unencumbered and its convertible notes are senior unsecured, ...
Bitcoin Exchange Fees: How to Compare the Full Cost Before You Buy
Bitcoin exchange fees are the full set of costs you pay to buy, sell, fund, and withdraw, not just the advertised trading fee. The real price includes maker or taker fees on order books, spreads built...
BlackRock Bitcoin ETF Filing: What PBIT Is and What It Would Do
On October 19, 2026, iShares Trust (BlackRock) filed for the iShares Bitcoin Managed Protection ETF, ticker PBIT. It would hold FLEX call option spreads on IBIT with an initial floor of about 10% per ...
Bitcoin ETF Outflows: What They Mean and How to Read Them
Bitcoin ETF outflows combine two things: retail investors selling shares on the secondary market and authorized participants redeeming baskets with the fund. Since the SEC permitted in-kind redemption...
Bitcoin Liquidation: How Collateral Falls and What Happens Next
Borrowing against Bitcoin does not trigger an immediate sale, but it creates liquidation risk: if Bitcoin's price falls, your LTV rises, your lender may send a margin notice, and past a threshold ...
Bitcoin Loan LTV and Liquidation Risk: What to Check Before You Sign
Bitcoin loan LTV is your loan balance divided by the current value of the Bitcoin securing it. If collateral falls, LTV rises and a lender may require action under its own terms. Compare notice rules,...
Qualified Custody vs Collaborative Multisig for Bitcoin
Qualified custody delegates key holding and signing to a provider under a contract; collaborative multisig keeps you as one of several required signers. Neither is universally safer. The choice depend...
Every Major Brokerage Is Trading Bitcoin Now. Except Vanguard.
Schwab, Fidelity, and Morgan Stanley are all offering direct spot Bitcoin trading. Vanguard, with $11 trillion and 50 million accounts, still calls it a digital toy.
Morgan Stanley Just Launched the Cheapest Bitcoin ETF. That's Not the Real Story.
Morgan Stanley launched the cheapest spot Bitcoin ETF at 0.14%. It pulled $100M in week one. But the real story is 16,000 advisors managing $6.2 trillion with a proprietary Bitcoin product.
The CFTC Just Became Crypto's Primary Regulator. Here's What Changed in 30 Days.
In 30 days: 16 tokens classified as commodities, crypto collateral greenlit, perpetual futures framework announced, Innovation Task Force launched. The SEC-CFTC turf war is over.
Clarity Act: Understand Everything in 5 Min
The Digital Asset Market Clarity Act of 2025, is a market structure bill that tells you which digital assets live under the SEC, which live under the CFTC, and how trading venues are supposed to handl
Trump Media & Technology Group (TMTG) 101
Trump Media & Technology Group operates Truth Social with 6.3 million users and is expanding into streaming and fintech, backed by Bitcoin reserves and a $5 billion market cap.
Bitcoin Estate Planning 2025: Avoid Losing 20% of BTC
Bitcoin estate planning is urgent as 15-20% of all coins are permanently lost due to poor inheritance strategies affecting millions.
Who is Michael Saylor?
MIT-educated CEO Michael Saylor transformed MicroStrategy by investing $47B in Bitcoin, sparking a corporate crypto revolution that's reshaping digital finance.
447 Bitcoin companies tracked · 23 custodians · 33 Bitcoin ETFs · 22 lenders · 22 exchanges · $116B+ tracked ETF AUM · Rates reviewed regularly; see each listing's update date.