Onramp logo

Onramp

Est. 2022·
🇺🇸
United States
·₿ Bitcoin-only
Visit Onramp →
custodylendinginheritance
Last verified Oct 17, 2026
Founded
2022
src: Onramp Bitcoin — About
Company Type
Private
src: 21Rates
Bitcoin Only
Yes
src: Onramp — Pricing · as of Oct 14, 2026
Custody Model
Multi-institution multisig
src: Onramp — Home · as of Oct 11, 2026
Insurance
Up to $50M (Canopius, Lloyd's)
src: Onramp — Home · as of Oct 8, 2026

News & coverage

About Onramp

Onramp is a Bitcoin financial platform built around Multi-Institution Custody, using a 2-of-3 multisig model with keys distributed across Onramp, BitGo, and Coincover to reduce single-custodian risk while preserving client ownership and on-chain verifiability. Its platform combines custody, Bitcoin trading, bitcoin-backed loans, cash management, IRA support, inheritance planning, and institutional/treasury services for long-term holders, families, businesses, RIAs, family offices, and institutions.

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Key Facts

Verified data
Founded
Year the company was founded
Bitcoin Only
Whether the company is exclusively Bitcoin
Custody Model
Self-custody vs. third-party custody model
Price From
Starting price of the cheapest product in USD
Custodian
Name of the custodian holding collateral

Is Onramp safe?

Insurance
Up to $50M (Canopius, Lloyd's) · As of Oct 8, 2026 Source

Leadership

Michael Tanguma logo
Michael Tanguma
Founder & CEO
in ↗
Nick DeLozier logo
Nick DeLozier
Chief Operating Officer
in ↗
Brian Cubellis logo
Brian Cubellis
Chief Strategy Officer
in ↗
Glenn Cameron logo
Glenn Cameron
Global Head, Onramp Institutional
in ↗
Mitch Kochman logo
Mitch Kochman
Chief Revenue Officer

Services

As of Apr 30, 2026 · Source

Bitcoin-only multi-institution custody. Eliminates single points of failure with distributed key management.

InsuranceMulti-institution model eliminates single-custodian risk
Proof of ReservesYes
Qualified CustodianYes

As of May 28, 2026 · Source

A US-based Bitcoin-only platform offering multisig collaborative custody for individuals and institutions. Onramp combines the benefits of self-custody with institutional-grade security through a 2-of-3 multisig setup where users always maintain key control.

Maker Fees0.75%
Taker Fees0.75%
KYC RequiredYes
Mobile AppYes
SecurityMultisig collaborative custody (2-of-3), user controls majority of keys, Ledger hardware support

As of May 22, 2026 · Source

Institutional-grade Bitcoin custody with Multi-Institution Custody (MIC) technology. Keys are distributed across multiple regulated institutions so no single party can access funds. Inheritance planning integrates with professional estate planning firms.

PricingContact For Pricing

Onramp Bitcoin provides Bitcoin-only financial services centered on its proprietary Multi-Institution Custody model, a 2-of-3 multisig structure across three independent qualified custodians. Services include self-directed custody, Bitcoin IRAs, Bitcoin-backed loans, inheritance planning, and trading.

Recent Reviews

No reviews yet.

Company Details

Year formed2022
HQ countryUnited States
Founded inAustin, TX
Bitcoin onlyYes

Data Provenance

✓Facts verified by 21Rates research · Oct 17, 2026
✓1 sources cited on this page
21rates.com/companies/855/onramp-bitcoin · structured data: Organization · Person ×5 · VideoObject ×2

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