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Browse Guides Bitcoin news and analysis. Expert insights on lending, custody, ETFs and more from 21Rates.
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Every Major Brokerage Is Trading Bitcoin Now. Except Vanguard.
Schwab, Fidelity, and Morgan Stanley are all offering direct spot Bitcoin trading. Vanguard, with $11 trillion and 50 million accounts, still calls it a digital toy.
Crypto Taxes Explained for 2026 Filing Season (2025): Taxable Events, 1099-DA
Crypto is taxable in the U.S. when you dispose of it or receive as income. Here’s how capital gains vs. income works for 2025 activity, Form 1099-DA reporting.
Bitcoin Lightning Network Explained: 101 Guide 2025
Lightning Network transforms Bitcoin into a practical payment system with fast, low-cost transactions through 16,000+ nodes and growing adoption.
Bitcoin Estate Planning 2025: Avoid Losing 20% of BTC
Bitcoin estate planning is urgent as 15-20% of all coins are permanently lost due to poor inheritance strategies affecting millions.
How Does Bitcoin Insurance Work? A Guide to Crypto Insurance
Bitcoin and crypto insurance protects your digital assets from hacks, theft, and exchange failures, but only 11% of crypto holders have coverage.
Self-custody for Bitcoin and Crypto
Master self-custody Bitcoin wallets to control your digital assets. Learn wallet setup, hot vs cold storage, and multisig configs
IBIT Options: Everything You Need to Know
IBIT Options: Everything You Need to Know About Trading Bitcoin ETF Options – Including Advanced Strategies
Strategy's 5-Tier Capital Pyramid: MSTR
Strategy's five-tier capital structure explained - from senior secured debt to common equity. How Michael Saylor built a leveraged Bitcoin acquisition machine.
Bitcoin Lending 101: What to Demand From Any Platform
The smart way to borrow against your Bitcoin isn’t about chasing the lowest rate. It’s about transparency, custody, and control. Here’s what to demand from any platform before posting your collateral.
Securing Your Bitcoin Legacy: Why Inheritance Planning Matters Now
With Bitcoin surpassing $100K and $6 trillion in crypto set for inheritance by 2045, discover why 20% of Bitcoin is lost forever and how to protect your wealth.
Proof of Reserves - What It Is, How It Works, and How to Verify It
Proof of Reserves only matters when assets and liabilities are proven together at the same timestamp under real controls. Learn how it works and how to verify it yourself in minutes.
How to Use Bitcoin-Backed Loans Safely- Complete 2025 Guide
Learn how to borrow against Bitcoin without losing your stack. Compare top lenders, understand custody risks, and master safe LTV strategies.
Bitcoin Seed Phrases vs. Private Keys- A Beginner’s Guide
Seed phrases unlock your private keys—the only proof you own your bitcoin. Here’s what every new investor should know about backing them up and keeping them safe.
Understanding Bitcoin Self-Custody Best Practices
Learn why self-custody matters and how to manage Bitcoin securely. Discover hardware wallets, seed phrase protection, and multi-signature strategies for long-term safety
Investing in Public Bitcoin Mining Companies in 2025
Bitcoin-mining stocks offer leveraged exposure to BTC, but they are not all the same. This concise, research-driven look at the top public miners in 2025 breaks down strategy, earnings outlooks and th...
Bitcoin Lending Guide for Smarter Borrowing
Borrowing against Bitcoin can unlock liquidity—but only if you understand LTV, custody, and rehypothecation. Learn the risks and compare smarter.
What Happens to My Bitcoin If I Die?
Up to one-fifth of all Bitcoin may already be lost forever because owners died without sharing access details. This guide explains how to pass BTC to your heirs safely—from wills and multisig to the n...
Bitcoin Halving- What It Is and Why It Matters for Crypto Investors
Learn why Bitcoin halves its supply every four years, how it impacts scarcity, miner incentives, and why investors should pay attention.
Where to Buy Spot Bitcoin ETFs in 2025
Spot Bitcoin ETFs now hold nearly $150 billion in assets. Compare the best platforms, fees, and IRA options for buying Bitcoin ETFs in 2025.
Are Bitcoin ETFs a Good Investment?
Bitcoin ETFs offer a regulated avenue to invest in BTC through IRAs and brokerages. But do they provide the same control and benefits as owning Bitcoin directly
Beginner’s Guide to Multi-Institution Bitcoin Custody
Multi-institution (collaborative) custody spreads your Bitcoin private keys across trusted providers so a single failure can’t cost you your coins—perfect for beginners who want greater security witho...